Comparison

Oat Budget vs Hanjip Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Oat Budget

This app helps couples manage their finances together with AI-powered budgeting and real-time expense tracking. It offers automated monthly plans, spending analysis, and clear visualizations of your shared budget.

Highlights
  • Shared budgeting for couples
  • AI-powered monthly planning
  • Real-time expense tracking
  • Automated spending analysis
  • Receipt scanning
  • Customizable budget templates
Features
Read full description

Oat Budget is a shared budgeting app made for couples. Connect with your partner and keep one budget together β€” who spent what, how much is left, and what you're saving toward, all on a single screen that updates in real time. And you don't have to plan alone. Oat Budget's AI sets up your month and looks back on it with you. PLAN THE MONTH WITH AI Tell it your income and fixed costs, and AI drafts realistic category limits and a savings goal for the month. Start from a template that fits you β€” tighten spending, save first, build an emergency fund, split into buckets, or set a daily allowance β€” then adjust anything you like. A MONTHLY REVIEW, WRITTEN FOR YOU When the month ends, AI reads your spending and tells the story: where the money went, what changed from last month, and what you did well. Pick from four tones so it sounds the way you like to hear it. SEE YOUR MONEY CLEARLY β€’ Income, expenses, and remaining budget at a glance β€’ How much you two can spend today β€’ Category limits with live progress bars β€’ Donut breakdowns and month-over-month comparisons β€’ A calendar view of every day's spending BUILT FOR TWO β€’ Invite your partner with a code β€” one budget you both share β€’ When one of you logs an expense, the other sees it instantly β€’ See who spent what, side by side LESS TYPING β€’ Snap a receipt and let it fill in the amount β€’ Recurring income and expenses post on their own β€’ Quick category and memo suggestions as you go Start on your own if you like, then invite your partner when you're ready. Free to use, in your local currency. Designed for iPhone (iOS 26 and later). --- ## What's New (version 1.2.0 release notes β€” limit 4000) Oat Budget is now available worldwide. β€’ Full English support β€’ Your local currency, everywhere in the app β€’ New monthly-plan templates to help you get started Thanks for budgeting with us. Questions or ideas? support@oatbudget.com

About

Hanjip Budget

This app helps couples and roommates manage a shared budget. Log expenses together, track spending by category, and settle up monthly. It also supports separate budgets for trips or new homes.

Highlights
  • Shared budget book for two
  • Log expenses together
  • Track spending by category
  • Monthly settlement tracking
  • Separate budgets for trips/moves
  • Notifications for partner activity
Features
Read full description

Hanjip Budget is a shared budget for two β€” couples, spouses, and roommates who keep one budget book together. Record what you both spend, and keep each month's spending and settlement tidy. ● Start together with an invite code Invite your partner with a code and you both use the same budget book. ● One pays, both get Pro When one of you starts Pro, your partner on the same budget gets Pro too. ● One list of what you both spend Log expenses with the date, category, payment method, and a note, and see each other's entries. ● This month at a glance Check the month on a calendar and a list, and see where the money went by category. ● Settle up every month Enter what each card was charged and your split, then confirm this month's settlement together. ● Trips and moves, side by side Keep the spending for a trip, a move, or a new home in its own plan, apart from everyday expenses. ● Notified when it matters Get a notification when your partner records an expense or the settlement moves forward. [Optional permissions] ● Notifications: lets you know when your partner records an expense or the settlement moves forward. You can use the budget book without granting optional permissions; only notifications are limited. β€» Hanjip Budget does not connect to banks or card issuers. You enter expenses and card charges yourself. β€» Settlement calculation and confirmation, and some detailed insights, are part of Hanjip Budget Pro. Privacy Policy: https://www.quadnightvision.com/hanjipbudget/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Oat Budget4 screens
Hanjip Budget4 screens

Verdict

The call

The clearest difference is update cadence: Hanjip Budget at every 2 days against Oat Budget's every 5 days. Hanjip Budget also leads on iOS requirement (15.0 vs 26.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Oat Budget sells 2 in-app purchases, starting at $4.99 per month and Hanjip Budget sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Oat Budget ships an update every 5 days, Hanjip Budget every 2 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard2 real differences Β· 6 level
Oat Budget versus Hanjip Budget: the parameters behind the verdict, then further details
ParameterOat BudgetHanjip Budget
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 5 daysEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPod β€” better
Requires iOS26.015.0 β€” better
Further details β€” not scored
Size22 MB64 MB
Age rating4+17+
DeveloperJongGil SeoQuadNightVision

Customer experience

Oat Budget

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Hanjip Budget

Written reviews10 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Oat Budget

Subscriptions2
  • Pro - Monthly$4.991 Month
  • Oat 가계뢀 Pro (Year)$59.991 Year
3 purchases

Hanjip Budget

Subscriptions2
  • ν•œμ§‘κ°€κ³„λΆ€ Pro μ›”κ°„$1.991 Month
  • ν•œμ§‘κ°€κ³„λΆ€ Pro μ—°κ°„7 Days trial$9.991 Year
One-time1
  • ν•œμ§‘κ°€κ³„λΆ€ Pro 평생$22.99

Questions

Is Oat Budget free?
Oat Budget is free to download, with in-app purchases available.
Is Hanjip Budget free?
Hanjip Budget is free to download, with in-app purchases available.
Do Oat Budget or Hanjip Budget have ads?
Neither Oat Budget nor Hanjip Budget shows ads.
Which is updated more often, Oat Budget or Hanjip Budget?
Oat Budget ships an update every 5 days, and Hanjip Budget every 2 days. Most recently, Oat Budget was updated on November 5, 2026 and Hanjip Budget on November 10, 2026.

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