Savvy vs Hanjip Budget

If budgeting apps keep losing you by day three, it was never willpower — it was the typing. Savvy takes one line: "coffee 5000". ■ Say it, and it's filed · "lunch yesterday, kimchi stew, 9000" — Savvy sorts out the category, payment method and date for you · Photograph a receipt and your phone reads it on-device — no image leaves your hands · Dictate when your hands are busy, or log straight from the home screen, lock screen and Control Center ■ An AI coach for your spending · Ask "where did most of it go this month?" and get an answer grounded in your own records (3 free per day) ■ Your history, your way · Filter, sort and search to land on any transaction · Calendar heatmap — daily spending and income read as colour depth · Refunds cancel out the original expense, and your month can start on payday instead of the 1st ■ Split the bill, keep the truth · Only your share counts toward statistics — the full amount stays on the record · Turn one transaction or many into thermal-receipt images and share them anywhere ■ Budgets, assets, goals · Monthly budgets overall and per category, with alerts at 70/90/100% — brakes before you overshoot · Track accounts, cash, cards and other assets, and watch net worth move · Recurring income and expenses, with a heads-up the day before · No-spend challenge — build the habit one clean day at a time ■ Built to keep you going · Reminders that quietly skip the days you already logged · Scheduled local backups, and dark mode ■ Privacy by default · No sign-up, no account — there is nothing to create. Install and start · Your ledger lives on this device; only what AI needs to parse is sent · No tracking — we don't use the advertising identifier (IDFA), and we never ask for tracking permission (ATT) · Lock the app with Face ID, Touch ID or your passcode (free, only if you want it) ■ Savvy PRO · No ads · AI coaching up to 10 a day · Theme colours · CSV export Records on your device, tidying by AI. From a loose spending diary to a careful household ledger — consistency is the whole game, and consistency needs ease. Start with the coffee you had today. — Savvy PRO — Available as a monthly or yearly subscription (auto-renewing), or as a one-time lifetime pass. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and can be managed or cancelled any time in App Store settings. See the in-app purchase screen and our Terms and Privacy Policy for details.

Hanjip Budget is a shared budget for two — couples, spouses, and roommates who keep one budget book together. Record what you both spend, and keep each month's spending and settlement tidy. ● Start together with an invite code Invite your partner with a code and you both use the same budget book. ● One pays, both get Pro When one of you starts Pro, your partner on the same budget gets Pro too. ● One list of what you both spend Log expenses with the date, category, payment method, and a note, and see each other's entries. ● This month at a glance Check the month on a calendar and a list, and see where the money went by category. ● Settle up every month Enter what each card was charged and your split, then confirm this month's settlement together. ● Trips and moves, side by side Keep the spending for a trip, a move, or a new home in its own plan, apart from everyday expenses. ● Notified when it matters Get a notification when your partner records an expense or the settlement moves forward. [Optional permissions] ● Notifications: lets you know when your partner records an expense or the settlement moves forward. You can use the budget book without granting optional permissions; only notifications are limited. ※ Hanjip Budget does not connect to banks or card issuers. You enter expenses and card charges yourself. ※ Settlement calculation and confirmation, and some detailed insights, are part of Hanjip Budget Pro. Privacy Policy: https://www.quadnightvision.com/hanjipbudget/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/