VMCard vs Valygo

VMCard 是 VmShell INC 旗下全球虚拟卡品牌，为个人用户、跨境电商卖家、数字营销团队及全球企业提供安全、高效、便捷的数字支付解决方案。 通过 VMCard，您可以快速申请并管理虚拟银行卡，轻松完成全球在线支付、订阅服务购买、广告投放、云服务采购及跨境消费等多种场景支付需求。 核心功能 即时开卡 支持快速申请 Visa、Mastercard 及 Discover 虚拟卡，在线完成申请，即开即用。 多卡管理 支持创建和管理多张虚拟卡，满足不同业务和消费场景需求。 多币种支持 支持全球多币种支付及账户管理，帮助用户轻松应对国际交易。 全球线上支付 覆盖电商购物、广告投放、SaaS 订阅、AI 工具付费、云服务采购等主流线上消费场景。 实时交易记录 实时查看消费记录、充值记录及账户余额，资金流向清晰透明。 安全可靠 采用多重风控与安全保护机制，保障账户及资金安全。 为什么选择 VMCard 分钟级开卡，即开即用 支持全球主流线上支付场景 灵活的虚拟卡管理能力 安全稳定的支付体验 多币种账户支持 专业的客户服务支持 适用场景 跨境电商运营 数字广告投放 AI 工具与软件订阅 云服务采购 海外平台支付 国际在线消费 VMCard 致力于打造无边界的全球支付体验，让每一次支付都更加简单、高效、安全。 如需了解更多信息，请访问官方网站或联系客户服务团队。

Valygo is your all-in-one account manager for cards, wallets, and everyday money management. View balances, send and receive assets, manage payment cards, and track your activity — all from a clean, secure mobile app. Your finances, simplified. We’ve got you covered. WHY VALYGO? Valygo brings together digital assets, subscription-based banking features, and payment cards in one place. Whether you’re holding VYO, managing wallet balances, or using virtual and physical cards, Valygo helps you stay in control of your money with real-time balances, transaction history, and built-in security. KEY FEATURES • Unified dashboard — See your portfolio at a glance with balances for VYO, PGD, crypto, and linked accounts. • Digital wallets — Manage VYO and PGD wallets, view addresses, copy deposit details, and monitor your holdings across supported networks. • Send & receive — Transfer assets quickly. Share your wallet address or QR code to receive funds on the correct network. • Payment cards — View virtual and physical cards, check card details, freeze or unfreeze cards, and manage card-linked balances (based on your plan). • USD & crypto accounts — Access virtual USD accounts and crypto platform features as your subscription tier allows. • Withdrawals — Send funds to saved beneficiaries with a guided withdrawal flow. • Transaction history — Filter and review incoming, outgoing, and pending transactions in one place. • Subscription plans — Choose Free, Essential, or Premium and unlock features such as virtual accounts, cards, lower fees, and VYO bonus rewards. On iOS, paid plans are purchased through Apple In-App Purchase. • Identity verification (KYC) — Complete secure verification to unlock full account features. • Referral program — Invite friends and earn rewards through Valygo’s referral system. • Notifications — Stay informed about account activity and important updates. • Appearance — Switch between light and dark mode for a comfortable viewing experience. SECURITY YOU CAN TRUST Your account is protected with industry-standard security practices, including two-factor authentication (2FA), biometric unlock on supported devices, and secure session handling. Manage your password and security settings directly in the app. PLANS FOR EVERY NEED Start with the Free plan and upgrade when you’re ready: • Free — Core wallet and account features • Essential — Virtual USD account, virtual card, and enhanced benefits • Premium — Expanded card and account options, premium limits, and higher VYO bonus rates Plan features, fees, and deposit requirements are shown in-app before you subscribe. SUPPORT Need help? Visit Help & Support in the app for FAQs, legal information, and links to our team. You can also reach us at Support@valygo.com. Learn more at valygo.com IMPORTANT INFORMATION Valygo is a financial technology application. Availability of features, cards, accounts, and services may vary by country and subscription plan. Identity verification may be required. Digital asset transfers involve risk, including irreversible transfers — always confirm network and address details before sending funds. Fees, rates, and plan terms apply as displayed in the app. Please review our Terms & Conditions and Privacy Policy before use. Token purchases and other web-only platform features may be available on valygo.com and are separate from this iOS app. Privacy Policy: https://privacypolicy.valygo.com/legal/privacy-policy Terms of Use (EULA): https://valygo.com/app/terms Download Valygo today and take control of your digital finances.