HOLD vs VMCard

HOLD: money, finally social. Get paid from anywhere, pay friends like you text, and let Hi, your money assistant, plan your next trip. One app, and only you hold your money. GET PAID FROM ANYWHERE • Your own USD, EUR and GBP account numbers, and more currencies • Get paid by clients, employers and platforms worldwide • Share your @username, not long addresses or SWIFT codes YOUR GROUP CHAT, NOW WITH MONEY • Chat 1:1 or in groups and pay right in the conversation • Split trips, dinners and rent. HOLD tracks who owes what • Settle up in one tap JUST ASK HI • Your AI money assistant, right in your chats • Ask for a hotel near an event and book it without leaving the chat • Hi keeps to your budget TRAVEL MORE, PAY LESS • eSIMs for your next trip, from $13 • Hotels worldwide, paid from your balance • Earn HiPoints as you go SAVE AND INVEST • Keep your earnings in dollars, safe from local inflation • Buy Bitcoin, Ethereum, Solana and more • Convert between currencies in one tap SECURITY • Self-custodial: your recovery phrase never leaves your device • Passkey and Face ID login, no passwords to leak • BIP-39 compatible: if you ever leave, you take everything with you WHO IT'S FOR Freelancers, remote workers, creators, travellers and friends who share expenses. Anyone whose paycheck lives in one currency and whose life lives in another. WHAT WE WILL NEVER DO • Block you based on your country • Sell your data • Hide fees in the exchange rate HOLD is a tool. Your money is yours. Create your account in 30 seconds with your email and a passkey. hello@hihodl.xyz · hihodl.xyz

VMCard 是 VmShell INC 旗下全球虚拟卡品牌，为个人用户、跨境电商卖家、数字营销团队及全球企业提供安全、高效、便捷的数字支付解决方案。 通过 VMCard，您可以快速申请并管理虚拟银行卡，轻松完成全球在线支付、订阅服务购买、广告投放、云服务采购及跨境消费等多种场景支付需求。 核心功能 即时开卡 支持快速申请 Visa、Mastercard 及 Discover 虚拟卡，在线完成申请，即开即用。 多卡管理 支持创建和管理多张虚拟卡，满足不同业务和消费场景需求。 多币种支持 支持全球多币种支付及账户管理，帮助用户轻松应对国际交易。 全球线上支付 覆盖电商购物、广告投放、SaaS 订阅、AI 工具付费、云服务采购等主流线上消费场景。 实时交易记录 实时查看消费记录、充值记录及账户余额，资金流向清晰透明。 安全可靠 采用多重风控与安全保护机制，保障账户及资金安全。 为什么选择 VMCard 分钟级开卡，即开即用 支持全球主流线上支付场景 灵活的虚拟卡管理能力 安全稳定的支付体验 多币种账户支持 专业的客户服务支持 适用场景 跨境电商运营 数字广告投放 AI 工具与软件订阅 云服务采购 海外平台支付 国际在线消费 VMCard 致力于打造无边界的全球支付体验，让每一次支付都更加简单、高效、安全。 如需了解更多信息，请访问官方网站或联系客户服务团队。