Worbe Budget vs Subtle

One budget for your life and your freelance work — the one you fill in yourself, on purpose. Tag every expense personal or business, mark exactly how much is deductible, and close the year with an accountant-ready PDF. No bank auto-import, and that's the point. Apps that sync your bank let you stop looking at your money. Worbe makes you log each expense in a tap, so you actually see where every dollar goes — and tax time is already sorted. HOW IT WORKS - Add each expense in a tap and tag it personal or business - Mark what's deductible — and exactly how much, full or partial - Create and send invoices, track what's paid and what's owed - Set savings goals and watch them grow - See your deductions and net for the year, any time - Share one account with your family — unlimited people - Export a clean, accountant-ready PDF at tax season Try it free for 7 days, then $7.99/month or $49.99/year. WHY MANUAL? Because awareness beats autopilot. A two-second tap keeps you conscious of your spending, and by year-end your numbers are organized — not a pile to untangle. BUILT FOR FREELANCERS If you freelance, consult, or run a small business out of your personal account, this is for you. YOUR DATA, YOUR RULES Export everything anytime. Worbe organizes your money for tax time — it's not tax-filing software. You and your accountant stay in charge. On iPhone and iPad. Also runs on Macs with Apple silicon, where it installs as an iPad app. Available in English, Russian, Spanish, and Chinese. By using this app, you agree to the Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io