oweless vs Masareef | expense tracker

OweLess is the money app for people who are done guessing where their salary goes. Track what you owe, what you save, and exactly how much is safe to spend — all the way to payday. WHAT YOU CAN TRACK • Debts — credit cards, store cards and personal loans, with balances that shrink as you log payments • Installments — finite, scheduled payoffs so you always know how many months are left • Bills & Subscriptions — rent, utilities, Netflix, gym, Anghami — never get surprised by a charge again • Gam3yas — manage your rotating savings groups, contributions and payout rounds • Save Boxes — named pots for an emergency fund, a new phone, or a trip KNOW YOUR REAL SPARE CASH OweLess does the payday math for you. It takes your income, subtracts your bills, debts, installments and gam3ya contributions, and shows the money that's actually free — before you spend it. BUILT TO BE PRIVATE AND FAST • Sign in with Apple or Google • Lock the app behind Face ID or a PIN • Clean, fast, dark-first design • Reminders so a payment never slips Start today and owe a little less every month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Masareef is a simple, beautiful, Arabic-first personal finance app that helps you take control of your money with confidence. Set your monthly salary and Masareef automatically builds your budget, tracks your spending, and shows your remaining balance for the month and week — so you always know how much is safe to spend. FEATURES • Smart salary-based budgeting with an automatic weekly allowance • Log expenses in seconds with smart categories • Essential vs. optional spending breakdown • Fixed recurring expenses (daily / weekly / monthly) • Savings goals with a monthly plan and progress tracking • Separate wallets for your projects (company, travel, family) with their own stats & export • Clear monthly statistics, charts, and a full history archive • Attach a photo or receipt to any expense • Full Arabic & English support with RTL design • Gregorian & Hijri calendars, and all world currencies PREMIUM Upgrade to Masareef Premium to unlock: • Unlimited PDF & Excel export • Daily spending reminder • Automatic expense capture from bank SMS • App passcode & Face ID lock • Cloud backup & sync across your devices Sign-in is optional — use the app fully offline, or sign in with Email, Google, or Apple to back up and sync your data. SUBSCRIPTION Masareef Premium is a yearly auto-renewable subscription, charged to your Apple account at confirmation. It renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://mnmkuw.github.io/masareef-site/terms.html Privacy Policy: https://mnmkuw.github.io/masareef-site/privacy.html