Comparison

SpendLens vs oweless

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendLens

Features
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SpendLens helps you see exactly where every dirham, dollar, and euro goes โ€” without connecting your bank or creating an account. Track daily spending, automatically capture transactions from your bank's SMS alerts, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. AUTO-CAPTURE FROM YOUR BANK'S SMS โ€” FREE When your bank texts you a transaction alert, SpendLens can turn it into an expense for you. Set it up once with a simple Shortcuts automation, and new transactions land in your Inbox to review and approve in a tap โ€” no bank login, no account linking. Free for everyone. SCAN RECEIPTS WITH ON-DEVICE AI Snap a photo of any receipt and SpendLens uses Apple's Vision framework to extract the amount, date, and merchant โ€” completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to last. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. 55+ CURRENCIES SUPPORTED Travel, expat life, mixed currencies โ€” no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always preserved. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI SHORTCUTS Add expenses by voice. Ask Siri "How much did I spend today?" and get an instant answer. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the cloud โ€” Smart Parsing, which powers bank-SMS auto-capture โ€” is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks unlimited categories, receipt scanning, spending trends, all widgets, CSV & PDF export, custom app icons, and Siri Shortcuts โ€” for a one-time purchase. No subscription. Ever. (Auto-capture from your bank's SMS is free for everyone.) Made with care in Abu Dhabi.

About

oweless

Features
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OweLess is the money app for people who are done guessing where their salary goes. Track what you owe, what you save, and exactly how much is safe to spend โ€” all the way to payday. WHAT YOU CAN TRACK โ€ข Debts โ€” credit cards, store cards and personal loans, with balances that shrink as you log payments โ€ข Installments โ€” finite, scheduled payoffs so you always know how many months are left โ€ข Bills & Subscriptions โ€” rent, utilities, Netflix, gym, Anghami โ€” never get surprised by a charge again โ€ข Gam3yas โ€” manage your rotating savings groups, contributions and payout rounds โ€ข Save Boxes โ€” named pots for an emergency fund, a new phone, or a trip KNOW YOUR REAL SPARE CASH OweLess does the payday math for you. It takes your income, subtracts your bills, debts, installments and gam3ya contributions, and shows the money that's actually free โ€” before you spend it. BUILT TO BE PRIVATE AND FAST โ€ข Sign in with Apple or Google โ€ข Lock the app behind Face ID or a PIN โ€ข Clean, fast, dark-first design โ€ข Reminders so a payment never slips Start today and owe a little less every month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SpendLens4 screens
oweless4 screens

Verdict

The call

SpendLens and oweless are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendLens sells 4 one-off in-app purchases and oweless sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
SpendLens versus oweless: the parameters behind the verdict, then further details
ParameterSpendLensoweless
PriceFreeFree
Update frequencyMonthlyโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS17.016.4 โ€” better
Further details โ€” not scored
Size45 MB52 MB
Age rating17+4+
DeveloperZeeshan AhmedAlameer Ashraf

In-app purchases

4 purchases

SpendLens

One-time4
  • Coffee Tip$0.99
  • Pizza Tip$2.99
  • Party Tip$4.99
Show 1 more
  • SpendLens Pro$6.99
3 purchases

oweless

Subscriptions2
  • OweLess Premium Monthly$2.991 Month
  • OweLess Premium Yearly$9.991 Year
One-time1
  • OweLess Premium Lifetime$19.99

Questions

Is SpendLens free?
SpendLens is free to download, with in-app purchases available.
Is oweless free?
oweless is free to download, with in-app purchases available.
Do SpendLens or oweless have ads?
Neither SpendLens nor oweless shows ads.

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