Hesabaty vs oweless

Hesabaty is the personal-budgeting app built for Egypt. Track every pound — automatically. Privacy Policy: https://hesabatypersonal.vercel.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — AUTOMATIC SMS TRACKING — Hesabaty parses bank SMS from 12 Egyptian banks (CIB, NBE, Banque Misr, AAIB, QNB, ADCB, HSBC, Emirates NBD, Mashreq, Suez Canal Bank, Faisal Islamic, ABC) using a one-time iOS Shortcut setup. Every transaction lands in your dashboard the moment your bank texts you — no copy-paste, no waiting until end of month. — APPLE PAY READY — Tap, pay, tracked. Hesabaty integrates with Apple Pay through a Shortcut so contactless payments show up in your budget instantly. — SMART MONTHLY BUDGETS — Set a budget per category and let Hesabaty roll the leftover into next month automatically. Watch overspending in real time with a clear progress ring on each category. No more guessing where the money went. — SAVINGS GOALS — Working toward a new phone, a trip, or an emergency fund? Create a goal, set a target, and Hesabaty shows your progress every time you save. — SUBSCRIPTIONS & BILLS — Track every recurring charge — Netflix, ADSL, gym, school fees — and get a heads-up before each renewal so nothing slips through. — TRENDS & INSIGHTS — See where your money goes across weeks and months with category breakdowns, top merchants, and a smart AI assistant that answers questions about your own spending in plain English or Arabic. — PRIVATE BY DESIGN — Your raw SMS messages never leave your phone unencrypted. Bank text is parsed locally and only the structured transaction (amount, merchant, category) is stored. We never sell your data and never share it with third parties. Every database table is protected with row-level security so only you can read your own data. — ARABIC + ENGLISH — Fully translated with proper right-to-left layout. The app feels native in both languages. — HESABATY PRO — Upgrade to Pro to unlock: • Unlimited AI budgeting assistant chat • AI-powered monthly spending insights • Unlimited bank-SMS auto-tracking (free tier is 30/month) • Export to CSV / PDF for your accountant or records • Priority support Pro is billed monthly or yearly — cancel anytime from your Apple ID subscriptions. — BUILT FOR EGYPT — EGP as the primary currency. InstaPay fees applied automatically on outgoing transfers so your balance matches your bank statement. Cairo timezone for budget resets. Categories tuned for how Egyptians actually spend. Start free. Upgrade when you're ready.

OweLess is the money app for people who are done guessing where their salary goes. Track what you owe, what you save, and exactly how much is safe to spend — all the way to payday. WHAT YOU CAN TRACK • Debts — credit cards, store cards and personal loans, with balances that shrink as you log payments • Installments — finite, scheduled payoffs so you always know how many months are left • Bills & Subscriptions — rent, utilities, Netflix, gym, Anghami — never get surprised by a charge again • Gam3yas — manage your rotating savings groups, contributions and payout rounds • Save Boxes — named pots for an emergency fund, a new phone, or a trip KNOW YOUR REAL SPARE CASH OweLess does the payday math for you. It takes your income, subtracts your bills, debts, installments and gam3ya contributions, and shows the money that's actually free — before you spend it. BUILT TO BE PRIVATE AND FAST • Sign in with Apple or Google • Lock the app behind Face ID or a PIN • Clean, fast, dark-first design • Reminders so a payment never slips Start today and owe a little less every month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/