Debt & IOU Tracker vs EchoDefter

Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES • Per-person debts and loans with automatic net balance • Partial payments and payment history • Installment plans: down payment plus 2-36 installments • Due dates, per-entry payment reminders and a weekly summary notification • Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total • Books: Personal, Family and Business books are ready to use • Payment method: cash, card, bank transfer, cheque, promissory note • Collection Center: today, next 7 days, next 30 days and overdue entries on one screen • Export the whole ledger as CSV/Excel • Share a balance via WhatsApp, pick people from Contacts • App lock with Face ID / Touch ID • Home Screen and Lock Screen widgets • iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM • Unlimited entries and installment plans (the free version holds 10 entries) • PDF account statement and per-person CSV/Excel • Attach receipt and transfer photos • Personal SMS / WhatsApp reminder messages • 30-day due-date flow, overdue aging and period report in the Collection Center • Create your own books (Shop, Roommates...) • Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy

Track receivables, payables, cash, bank, and stock accounts in one place. Share books with partners, manage roles, schedule installments, and send PDF or Excel statements. SUBSCRIPTION Title: EchoDefter Pro (Yearly) Length: 1 year, auto-renewing Price: $19.99 per year Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://defter.echosim.net/privacy Service Terms: https://defter.echosim.net/terms