UPI Tracker vs ZeroBill
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
UPI Tracker
Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.
- Automatic UPI expense tracking
- Spending summaries (daily, weekly, monthly, yearly)
- Smart spending insights and analytics
- Expense categorization
- Transaction search
- Charts and spending reports
- Privacy-first design
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UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expensesβall while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: β’ Automatic UPI expense tracking using Apple Shortcuts β’ View daily, weekly, monthly, and yearly spending summaries β’ Smart spending insights and analytics β’ Expense categorization and breakdowns β’ Search transactions quickly β’ Beautiful charts and spending reports β’ Privacy-first design β your data stays on your device β’ Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.
ZeroBill
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Pay. Get cashback. Keep your receipts. ZeroBill makes shopping at participating stores more rewarding. Pay at ZeroBill-enabled stores using your preferred UPI app and get guaranteed cashback on eligible purchases. Your digital receipt is automatically linked to your transaction so you can keep track of what you bought without paper bills. With ZeroBill, you can get cashback every time you pay at participating stores and earn guaranteed cashback on eligible transactions. Get digital receipts for every purchase. Your receipts are delivered digitally and linked to your ZeroBill transactions. Discover offers and rewards from participating stores and brands. Pay with your preferred UPI app. Choose any supported UPI app to complete your payment. Shop at participating local stores and connect your everyday offline shopping with digital rewards and receipts. How it works 1. Scan the ZeroBill QR code at a participating store. 2. Enter your purchase amount. 3. Choose your preferred UPI app and complete the payment. 4. Return to ZeroBill and receive your digital receipt and cashback. ZeroBill is built to make everyday offline shopping simpler, more rewarding, and completely digital. Pay with ZeroBill. Get more from every purchase.
Screenshots
Verdict
The clearest difference is update cadence: ZeroBill at daily against UPI Tracker's monthly. ZeroBill also leads on iOS requirement (15.6 vs 17). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPI Tracker ships an update monthly, ZeroBill daily. The most recent releases landed on October 12, 2026 and October 31, 2026 respectively.
| Parameter | UPI Tracker | ZeroBill |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | β |
| Update frequency | Monthly | Daily β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 17 | 15.6 β better |
| Further details β not scored | ||
| Size | 16 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Anand Amar | ZBT INNOVATIONS PRIVATE LIMITED |
In-app purchases
UPI Tracker
No in-app purchases
ZeroBill
No in-app purchases
Questions
Is UPI Tracker free?
Is ZeroBill free?
Do UPI Tracker or ZeroBill have ads?
Which is updated more often, UPI Tracker or ZeroBill?
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