UPI Tracker vs BudgetUPI
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
UPI Tracker
Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.
- Automatic UPI expense tracking
- Spending summaries (daily, weekly, monthly, yearly)
- Smart spending insights and analytics
- Expense categorization
- Transaction search
- Charts and spending reports
- Privacy-first design
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UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expensesβall while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: β’ Automatic UPI expense tracking using Apple Shortcuts β’ View daily, weekly, monthly, and yearly spending summaries β’ Smart spending insights and analytics β’ Expense categorization and breakdowns β’ Search transactions quickly β’ Beautiful charts and spending reports β’ Privacy-first design β your data stays on your device β’ Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.
BudgetUPI
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A mobile-first financial management app that combines UPI payments with comprehensive budget planning, AI-powered expense tracking, and real-time spending insights.
Screenshots
Verdict
The clearest difference is iOS requirement: BudgetUPI at 15.1 against UPI Tracker's 17. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPI Tracker ships an update monthly, BudgetUPI every 2 weeks. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.
| Parameter | UPI Tracker | BudgetUPI |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | β |
| Update frequency | Monthly | Every 2 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17 | 15.1 β better |
| Further details β not scored | ||
| Size | 16 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Anand Amar | Arvcorp technologies private limited |
In-app purchases
UPI Tracker
No in-app purchases
BudgetUPI
No in-app purchases








