Comparison

UPI Tracker vs BudgetUPI

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

UPI Tracker

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

Highlights
  • Automatic UPI expense tracking
  • Spending summaries (daily, weekly, monthly, yearly)
  • Smart spending insights and analytics
  • Expense categorization
  • Transaction search
  • Charts and spending reports
  • Privacy-first design
Features
Read full description

UPI Tracker helps you automatically track and organize your UPI expenses on iPhone. Built around Apple Shortcuts automation, UPI Tracker can log your UPI transactions, categorize spending, and provide detailed insights into your expensesβ€”all while keeping your data private and under your control. Whether you're tracking daily spending, monitoring monthly budgets, or understanding where your money goes, UPI Tracker makes expense tracking effortless. Features: β€’ Automatic UPI expense tracking using Apple Shortcuts β€’ View daily, weekly, monthly, and yearly spending summaries β€’ Smart spending insights and analytics β€’ Expense categorization and breakdowns β€’ Search transactions quickly β€’ Beautiful charts and spending reports β€’ Privacy-first design β€” your data stays on your device β€’ Fast, lightweight, and easy to use UPI Tracker is designed for anyone who wants a simple and powerful way to monitor UPI spending without complicated budgeting tools. Take control of your finances and understand every UPI payment with UPI Tracker.

About

BudgetUPI

Features
Read full description

A mobile-first financial management app that combines UPI payments with comprehensive budget planning, AI-powered expense tracking, and real-time spending insights.

Screenshots

UPI Tracker3 screens
BudgetUPI4 screens

Verdict

The call

The clearest difference is iOS requirement: BudgetUPI at 15.1 against UPI Tracker's 17. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UPI Tracker ships an update monthly, BudgetUPI every 2 weeks. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.

Scorecard1 real difference Β· 7 level
UPI Tracker versus BudgetUPI: the parameters behind the verdict, then further details
ParameterUPI TrackerBudgetUPI
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyMonthlyEvery 2 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPadiPhone, iPod
Requires iOS1715.1 β€” better
Further details β€” not scored
Size16 MB54 MB
Age rating4+4+
DeveloperAnand AmarArvcorp technologies private limited

In-app purchases

None

UPI Tracker

No in-app purchases

None

BudgetUPI

No in-app purchases

Questions

Is UPI Tracker free?
UPI Tracker is free to download, with no in-app purchases.
Is BudgetUPI free?
BudgetUPI is free to download, with no in-app purchases.
Do UPI Tracker or BudgetUPI have ads?
Neither UPI Tracker nor BudgetUPI shows ads.
Which is updated more often, UPI Tracker or BudgetUPI?
UPI Tracker ships an update monthly, and BudgetUPI every 2 weeks. Most recently, UPI Tracker was updated on October 12, 2026 and BudgetUPI on October 18, 2026.

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