Jot vs Budgetree

Jot — fast, private expense tracking. Built for people who want to keep track of money without fighting a complicated finance app. Open Jot and the number pad is ready. Enter an amount, tap a category, and the entry is saved in seconds. FAST BY DESIGN • Opens directly to entry • Tap a category to save • Supports expressions such as 12+8.5 • Choose the payment or receiving account directly on the keypad EVERYTHING YOU NEED • Asset accounts for bank cards, cash, WeChat and Alipay • Income, expense and account transfers • Monthly budgets with clear remaining and overspent amounts • Statistics for categories, trends and budget progress • Transaction history with quick editing and deletion • Custom categories, icons, themes and dark mode • Home Screen and Lock Screen widgets • Siri Shortcuts for quick entry • CSV export PRIVATE BY DEFAULT • Data is stored locally on your devices • Private iCloud sync across your Apple devices • No account required • No ads, tracking or third-party SDKs • Optional Face ID app lock The simpler expense tracking feels, the easier it is to keep going.

Budgetree — simple, clean, no-nonsense expense tracking. 【Log in 3 seconds】 Type it, say it, or scan a receipt — amount and category are recognized for you. 【Switch without re-typing】 Import official bank, WeChat or Alipay CSV, zip or xlsx statements and bring your history with you. CSV export is free. 【See where your money goes】 Spending breakdown, income vs. expense trends and category rankings by month, quarter or year, plus an AI review with one-line advice. 【Stay on budget】 Total and per-category budgets with gentle alerts at 80% and over-budget. 【Track together】 Invite members to share one ledger for couples, families or roommates. Turn on "everyone must confirm" so each entry counts only after all members approve. 【Recurring entries, automatic】 Salary, rent, utilities and subscriptions are logged on schedule — daily, weekly, monthly or yearly. 【Your data stays yours】 Local-first storage, one-tap local backup, CSV export, and optional cloud sync across devices. 【Clean by design】 No ads, no marketing push notifications. App lock and privacy blur keep your ledger private. All built-in categories, voice entry, receipt scanning, reports, budgets, recurring entries, import/export and backups are free. Membership unlocks multiple ledgers, shared ledgers, cloud sync and custom categories. New users can try Pro free for 7 days, with no automatic charge.