Comparison

Monoline vs kakeibo.n

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monoline

Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.

Highlights
  • AI automatic recording from card messages and Apple Pay
  • Natural language input for expense categorization
  • AI chat for spending analysis and insights
  • Monthly spending reports with personalized advice
  • Receipt scanning for item and amount recognition
  • Multi-currency support with automatic conversion
  • Separate ledgers for different purposes
Read full description

One line is all it takes. Write "lunch burrito 12" the way you'd text a friend, and Monoline fills in the amount, category, and place. No forms, no endless setup. • One-line entry — write naturally, it gets sorted • Several at once — "coffee 4.5, subway 2.75" becomes two entries • Voice — tap the mic and say it; fix the transcript right there • Receipts — snap one or several photos, items and totals are read for you • Shared ledgers — one invite link and your partner or family logs into the same ledger; see who added what • Day — one photo and one line about today, with an AI look-back at the end of the month • Ask AI — ask anything about your spending, answered from your own entries • Reports — monthly and yearly reports of tables and charts, built from your own entries • Foreign currency — write "¥1,200" and it converts at that day's rate, original kept in the memo • Separate ledgers — travel, emergency fund, each with its own currency; period ledgers for trips and events • Clean stats — spending by category and by month at a glance • iCloud Drive backup — restore after a new phone or a reinstall • No account needed — your entries live on your phone; sign in only when you share a ledger Start right away. No sign-up. Monoline Plus (optional subscription): unlimited ledgers and Apple Pay auto-record — payments logged through a Shortcut even when the app is closed. The free app keeps everything above, including AI chat, reports and shared ledgers, with 2 ledgers and a 10-entry auto-record trial. Monthly or yearly, cancel anytime in Settings. Questions: contact@plien.io Terms of Use: https://plien.io/spent/en/terms Privacy Policy: https://plien.io/spent/en/privacy

About

kakeibo.n

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レシートを撮るだけで、家計簿が埋まります。 ■ 撮る カメラをかざすと、日付・店名・金額・品目をAIが読み取り、費目まで振り分けます。何枚でも続けて撮れます。読み取りは裏で進むので、1枚ごとに待つ必要はありません。買い物のあと、財布からレシートを出して、続けて撮る。それだけです。 ■ 入れ方は、ひとつじゃない ・レシートを撮る … いちばんかんたん。まとめて撮って、あとはおまかせ ・データから取り込む … カードやアプリの取引データ(CSV・PDF)も、まとめて読み込めます ・手でさっと … レシートのない電車やキッチンカーも、ひとことで ■ 確かめる 読み取った結果は、1枚ずつ確認してから家計簿に入ります。かすれたレシートや見慣れない書式では、金額を読み違えることがあります。だから確認を省きません。店名・日付・金額を大きく出し、レシートの写真を並べて置きます。違っていれば、その場で直せます。 読めなかったときは「読めなかった」と正直に表示します。同じレシートは、まとめて撮っても、あとから撮り直しても、二度は登録しません。 ■ ふりかえる 月ごと、日ごと、費目ごとに支出をふりかえれます。何にいくら使ったのかが、グラフと一覧で分かります。#タグ でまとめれば、「何に使ったか」より「何をがんばったか」でも見返せます。レシートの写真は、あとからいつでも見返せます。 ■ 整理は、あとでゆっくり その場は記録するだけでOK。分類は、通勤の途中でも、寝る前のソファでも、手が空いたときに。スマホが変わっても、いつもの続きから使えます。 ■ 電波が届かなくても 撮った写真は端末に保存され、つながったときにまとめて送られます。地下でも、圏外でも、撮るだけは先に済ませられます。家計簿の中身も端末に持っているので、通信できない場所でも見られます。 ■ あなたの記録は、あなたのものです つけた家計簿は、いつでも書き出せます。支出の一覧とレシートの画像を、ひとつのファイルにまとめて手元に保存できます。このアプリを、ずっと使い続けなくて大丈夫。 広告は表示しません。広告のための追跡もしません。退会すれば、預けたものはすべて削除されます。 ■ ご利用にあたって ・GoogleまたはAppleのアカウントでログインします ・レシートの読み取りにはAIを使います。読み取った内容は必ずご確認ください

Screenshots

Monoline4 screens
kakeibo.n4 screens

Verdict

The call

The clearest difference is in-app purchases: kakeibo.n at none against Monoline's 2. kakeibo.n also leads on update cadence (daily vs every 4 days) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monoline sells 2 in-app purchases, starting at $1.99 per month. kakeibo.n asks for nothing beyond the download.

UpkeepUpdate frequency

Monoline ships an update every 4 days, kakeibo.n daily. The most recent releases landed on October 25, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 5 level
Monoline versus kakeibo.n: the parameters behind the verdict, then further details
ParameterMonolinekakeibo.n
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 4 daysDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size30 MB44 MB
Age rating4+4+
DeveloperPlien (KR)Bokulabon LLC

In-app purchases

2 purchases

Monoline

Subscriptions2
  • Monoline Plus$1.991 Month
  • Monoline Plus Yearly$12.991 Year
None

kakeibo.n

No in-app purchases

Questions

Is Monoline free?
Monoline is free to download, with in-app purchases available.
Is kakeibo.n free?
kakeibo.n is free to download, with no in-app purchases.
Do Monoline or kakeibo.n have ads?
Neither Monoline nor kakeibo.n shows ads.
Which is updated more often, Monoline or kakeibo.n?
Monoline ships an update every 4 days, and kakeibo.n daily. Most recently, Monoline was updated on October 25, 2026 and kakeibo.n on October 13, 2026.

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