Masari Tracker vs OweTrack

Masari is a personal finance tracker that gives you a clear, honest picture of your financial health — without the noise. TRACK WHAT MATTERS • Log income and expenses by category • Monitor debts and track repayments • See your net worth at a glance • Understand your solvency: can you cover all your debts today? BUILT FOR CLARITY Masari focuses on what's real. No investment portfolios, no stock tickers — just your actual money: what comes in, what goes out, and what you owe. SMART & PRIVATE • Works fully offline with local storage • Optional cloud sync across devices • Supports English, Arabic, and Turkish Clean design. No ads. No subscriptions.

OweTrack is a lightweight IOU tracker for friends and family. Keep track of who owes whom, record repayments, and see what remains to be paid. Use it when someone covers dinner, tickets, travel, rent, or a shared purchase. Your ledger is stored on your iPhone, with no account, analytics, or tracking. Features: - Create IOUs with a title, borrower, lender, amount, optional due date and reminder, and notes - Add, edit, and delete repayments; see remaining balances and payment history - See active, overdue, and paid-off IOUs - Search titles, people, and notes; filter by status and sort by date, balance, or title - Archive paid-off IOUs and retrieve them with the Archived filter - Schedule local reminders when saving a new IOU with a future reminder date; change or cancel reminders and check their status - Share a repayment summary or your complete ledger as plain text - Export CSV with IOUs and payment history, including archived IOUs - Optionally require Face ID or your device passcode to open the app - Save JSON backups through Files and preview missing IOUs before restoring them Restoring a backup keeps existing IOUs unchanged. Restored reminder dates do not automatically schedule notifications. Backups are manual; OweTrack does not sync your ledger between devices. You choose where shared text and exported files go, including any cloud file provider you select. CSV and backup files are not encrypted by OweTrack. App Lock protects the app screen, not exported files or notification previews. OweTrack does not process payments, move money, or connect to banks. It is a simple ledger for recording IOUs and repayments.