Tappy vs Spent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tappy
Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.
- Log expenses in seconds without opening app
- Back Tap and Siri integration
- Home and Lock Screen widgets
- Spending tracking by category
- Customizable expense categories
- Data export to CSV
- 100% private on-device data
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Track expenses the moment they happen, before you forget. Tappy is the fastest way to log spending. Double-tap the back of your phone, ask Siri, or tap a widget to save an expense in seconds, without ever opening the app. Most expense trackers make you unlock your phone, open the app, tap through screens, and type. By then you've already forgotten the coffee or the cab fare. Tappy removes every step between you and a logged expense. WHY TAPPY • Log an expense in seconds, no app open required • Back Tap: double-tap your phone to log instantly • Siri: "Hey Siri, log expense in Tappy" • Widgets: log straight from your Lock or Home Screen • Track spending by category, at a glance • See where your money goes with clear insights • Browse your full expense history anytime • Create your own custom categories • Works in any currency • Export everything to CSV • iCloud backup. Never lose an expense, restore on any device PRIVATE BY DESIGN No account, no sign-up. Your expenses stay on your device and back up only to your own private iCloud, we never see them. BUILT FOR SPEED Whether it's morning coffee, a quick cab, or splitting dinner with friends, Tappy makes logging effortless, so you actually keep it up and finally know where your money goes. Download Tappy and start tracking in seconds. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spent
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Know what your home, car or project really cost. Keep expenses, refunds and receipt photos together, on your own or with loved ones. Create an object for a home, car or idea. Add projects inside it for separate stages. You can also create a standalone project. Add each expense or refund with its amount. Choose a currency and enter a fixed exchange rate when needed. Attach receipt photos and name the person who paid. The object total includes its own expenses and every project once. Refunds reduce the total. Budgets are optional. Different object currencies are never combined. Invite people from the object’s actions menu. Everyone with editing access can record expenses. Your display name identifies new entries; it is not a verified identity. Archive finished work and reopen it later. Export CSV for free, or PDF with receipt photos with Pro. CSV contains receipt counts, not image files. Deletion is permanent and affects participants too. Choose a template when creating an object: home, car, renovation, trip or your own project. It suggests categories without creating expenses. Set category budgets inside the object; their totals include refunds and nested projects. Use Save and add another to enter several expenses. Open an expense and choose Move expense to change its project within the same object. Update all participants’ devices to use the new categories and budgets. People and access: The owner needs Pro to invite and enable collaboration. Guests do not need a subscription. You can always restrict or revoke access. The owner manages permissions. iCloud may only show participants you are allowed to see. Planned expenses: Plans do not count as spending until paid. Week and month include today through the end of the calendar period. Overdue plans are shown separately. Confirm the actual amount, payment date, payer and exchange rate. Saving records the expense once and removes it from unpaid plans. One object of your own, including its projects, is free. The owner needs Pro for collaboration. Guests do not need a subscription. After Pro ends, choose one object of your own to edit. Guests retain read access. History and CSV remain available. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in App Store settings. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Tappy at every 3 days against Spent's every 10 days. Tappy also leads on iOS requirement (16.0 vs 18.0). Spent's advantage is device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tappy sells 3 in-app purchases, starting at $2.99 per month and Spent sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Tappy ships an update every 3 days, Spent every 10 days. Both last shipped on October 31, 2026.
| Parameter | Tappy | Spent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (21 ratings) — better | — |
| Positive reviews | 86.0% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Every 3 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad, Mac — better |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 38 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Arranged Social LLP | Artem Beletskiy |
In-app purchases
Tappy
- Tappy Pro$2.991 Month
- Tappy Pro$14.991 Year
- Tappy Pro$29.99
Spent
- Spent Pro · Monthly$2.991 Month
- Spent Pro · Yearly$19.991 Year









