WorthTrail vs Tr4kr

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Tr4kr is a simple personal finance tracker for recording expenses, income, investments, and net worth. Record transactions manually or import them from a CSV file, then view clear summaries of where your money is going. Tr4kr helps you monitor spending without requiring an account, bank connection, or subscription. FEATURES • Track expenses, income, and investments • Create custom expense categories • Record merchants, dates, amounts, and transaction details • Edit or delete existing transactions • Import transactions from CSV files • View monthly and yearly financial summaries • See spending breakdowns by category and merchant • Track money held in bank accounts • Track investments, assets, and debt • View an estimated net worth • Manually correct balances when transactions are missing • Store financial information locally on your device • Use the app without creating an account PRIVACY Tr4kr is designed to keep things simple and private. Your transaction and net worth information is stored locally on your device. Tr4kr does not connect directly to your bank and does not require an online account. Tr4kr is intended for personal financial organization only. It does not provide financial, investment, accounting, tax, or legal advice.