Comparison

GigMoPay vs Paymonetra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GigMoPay

Features
Read full description

GigMoPay is the easiest way for freelancers, remote workers, creators, and online businesses in Africa to receive international payments and cash out instantly to Mobile Money. Receive payments from clients, marketplaces, and platforms worldwide using your dedicated virtual USD, EUR, and GBP accounts. Convert your earnings and withdraw directly to MTN MoMo, Orange Money, or supported local bank accounts in just a few taps. WHY GIGMOPAY? • Receive international payments with virtual USD, EUR, and GBP accounts • Cash out instantly to Mobile Money • Transparent fees with competitive exchange rates • Track balances and payment history in real time • Secure identity verification and account protection • Built specifically for African freelancers and remote workers • Fast onboarding and simple account setup • Available in English and French WHO IS IT FOR? • Freelancers • Software developers • Designers • Content creators • Virtual assistants • Consultants • Remote employees • Online entrepreneurs Whether you're getting paid by international clients, freelance platforms, or global businesses, GigMoPay helps you access your money faster and spend less on fees. Get paid globally. Access your earnings locally.

About

Paymonetra

Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.

Highlights
  • Buy and sell crypto in Naira
  • Create virtual USD cards
  • Pay for ads and subscriptions
  • Send and receive money instantly
  • Pay airtime, data, TV, and power bills
  • Secure transactions with PIN and alerts
Features
Read full description

Paymonetra is one Nigerian money app for crypto, dollar cards and every bill you pay. BUY AND SELL CRYPTO IN NAIRA Six coins including Bitcoin, Ethereum and USDT. You see the live rate and exactly what you get before you confirm, and the price is locked while you decide. Settled straight to your naira wallet. A DOLLAR CARD THAT WORKS ABROAD Create a virtual USD card in minutes and pay for ads, subscriptions and anything else priced in dollars. Every fee is shown before you create it: creation, monthly and per transaction. Freeze it in one tap, set spending limits, and choose where it works. SEND AND RECEIVE MONEY Transfer to any Nigerian bank in seconds. The recipient name confirms before you pay, so you never send to the wrong account. Money in lands on your own dedicated account number. AIRTIME, DATA, TV AND POWER Every network and every provider in one list. MTN, Glo, Airtel and 9mobile. DStv, GOtv and Startimes. Electricity tokens delivered in seconds. BUILT TO BE TRUSTED Funds are held with CBN licensed, NDIC insured partner banks. Card infrastructure is PCI-DSS compliant. Every transaction needs your PIN, and you get an alert the moment your card is used. Download Paymonetra and do it all from one balance.

Screenshots

GigMoPay3 screens
Paymonetra4 screens

Verdict

The call

The clearest difference is update cadence: Paymonetra at every 3 days against GigMoPay's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GigMoPay ships an update every 2 weeks, Paymonetra every 3 days. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
GigMoPay versus Paymonetra: the parameters behind the verdict, then further details
ParameterGigMoPayPaymonetra
PriceFreeFree
Rating—2.5 (2 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.5 — better
Further details — not scored
Size67 MB89 MB
Age rating4+4+
DeveloperIravixMonetra Technologies LTD

In-app purchases

None

GigMoPay

No in-app purchases

None

Paymonetra

No in-app purchases

Questions

Is GigMoPay free?
GigMoPay is free to download, with no in-app purchases.
Is Paymonetra free?
Paymonetra is free to download, with no in-app purchases.
Do GigMoPay or Paymonetra have ads?
Neither GigMoPay nor Paymonetra shows ads.
Which is updated more often, GigMoPay or Paymonetra?
GigMoPay ships an update every 2 weeks, and Paymonetra every 3 days. Most recently, GigMoPay was updated on October 14, 2026 and Paymonetra on October 24, 2026.

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