Budget. vs Silkline Secure

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.

SilkLine keeps the books for companies operating in Indonesia. We collect and archive your receipts and invoices, read the amounts, tax IDs, and dates off them, maintain your ledgers, issue invoices, and track the filing deadlines coming up. This app is the phone side of that service. PHOTOGRAPH A DOCUMENT IN SECONDS Photograph a receipt, an invoice, or a tax card. The app finds the edges of the paper, straightens it, and flattens uneven lighting, then uploads it to your company's archive. Creased thermal paper, faded handwriting, and glare each have their own handling mode. YOUR COMPANY'S RECORDS, ON YOUR PHONE Browse the documents your company has submitted, open any one to see the amounts and tax IDs read off it, page through your invoices, and see what still needs attention. DEADLINES AND TASKS See your company's upcoming tax and filing dates, and the items waiting on you. SIGN IN BY SCAN, WITHOUT TYPING Your phone is the key. Open the SilkLine workspace in a browser on your computer and a QR code appears; scan and approve it from the app. The device is bound once, the key stays in your phone's secure hardware, and every sign-in has to be unlocked with Face ID, a fingerprint, or your device passcode. The approval screen shows several numbers and your computer shows one of them — tap the one that matches. If the sign-in was started from a different network than your phone is on, there is an extra warning first. Both exist so that someone else's sign-in cannot be approved on your phone. FOR ACCOUNTANTS TOO If you work at an accounting firm, this app is your desk when you are away from it: switch between the client companies assigned to you, photograph and archive their documents, review what comes in, and manage company profiles, members, and assignments. WHO CAN USE SILKLINE Any company registered in Indonesia can become a client — VAT-registered (PKP) or not, any size, no invitation needed. We work in Indonesian, English, and Chinese. After you contact us at silkline.id we open an account for your company; the owner then hands out device enrollment codes to the people who need the app. The app is free and there are no in-app purchases. The bookkeeping service is billed to the company under a separate agreement. About the service: https://www.silkline.id/about Privacy Policy: https://www.silkline.id/legal/privacy Terms of Service: https://www.silkline.id/legal/terms