Masareef | expense tracker vs Kisa

Masareef is a simple, beautiful, Arabic-first personal finance app that helps you take control of your money with confidence. Set your monthly salary and Masareef automatically builds your budget, tracks your spending, and shows your remaining balance for the month and week — so you always know how much is safe to spend. FEATURES • Smart salary-based budgeting with an automatic weekly allowance • Log expenses in seconds with smart categories • Essential vs. optional spending breakdown • Fixed recurring expenses (daily / weekly / monthly) • Savings goals with a monthly plan and progress tracking • Separate wallets for your projects (company, travel, family) with their own stats & export • Clear monthly statistics, charts, and a full history archive • Attach a photo or receipt to any expense • Full Arabic & English support with RTL design • Gregorian & Hijri calendars, and all world currencies PREMIUM Upgrade to Masareef Premium to unlock: • Unlimited PDF & Excel export • Daily spending reminder • Automatic expense capture from bank SMS • App passcode & Face ID lock • Cloud backup & sync across your devices Sign-in is optional — use the app fully offline, or sign in with Email, Google, or Apple to back up and sync your data. SUBSCRIPTION Masareef Premium is a yearly auto-renewable subscription, charged to your Apple account at confirmation. It renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://mnmkuw.github.io/masareef-site/terms.html Privacy Policy: https://mnmkuw.github.io/masareef-site/privacy.html

Kisa is a private, thoughtfully designed money tracker for everyday finances. Track income, expenses, and transfers across accounts. See your balance and cash flow at a glance, understand where your money goes, and plan what is safe to spend. KEY FEATURES • Fast income, expense, and transfer entry • Receipt scanning with on-device text recognition • Voice entry • Monthly and yearly cash-flow insights • Budgets, category limits, and savings goals • Recurring bills and income reminders • Multiple accounts and currencies • CSV and Excel export • Optional iCloud sync and partner sharing • Optional encrypted backup to iCloud Drive or Dropbox • App Lock with Face ID or Touch ID • English, Arabic, Sorani Kurdish, Kurmanji Kurdish, and Spanish • Right-to-left layout support PRIVACY BY DESIGN Kisa has no advertising, analytics, or Kisa account. Financial records stay on your device unless you explicitly enable sync, sharing, or backup through services you control. Some advanced features require Kisa Pro. Subscriptions are managed by Apple and can be restored from the app. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kisaa.app/privacy