FIRE Path vs Subscriptions Tracker

FIRE Path is the most complete financial independence planner on iPhone. Enter your accounts, income, and spending, then watch your path to early retirement come into focus. YOUR FI NUMBER, CALCULATED FROM YOUR REAL LIFE Most FIRE calculators use guesswork. FIRE Path builds your projection from your actual salary, RSU vesting schedule, 401(k) contributions, Roth IRA, taxable accounts, home equity, and spending, then calculates exactly when you hit financial independence. FOUR PATHS TO FREEDOM Switch between Standard FIRE, Barista FIRE, Coast FIRE, and Lean FIRE with a tap. See how cutting your spending, picking up part-time work, or letting compound growth do the heavy lifting changes your timeline. STRESS-TEST YOUR PLAN - Monte Carlo simulation: Run 1,000+ market scenarios and see the probability your money lasts 30, 40, or 50 years - Historical backtesting: Test your plan against every market cycle from 1871 to present. Would your strategy have survived the Great Depression? The dot-com crash? The 2008 crisis? - Withdrawal strategy modeling: Compare the 4% rule, Guyton-Klinger guardrails, variable percentage withdrawal, and more THE ADVANCED TOOLS SERIOUS PLANNERS NEED - Roth conversion ladder planner: Optimize year-by-year conversions to fill tax bracket headroom before RMDs hit - Social Security optimizer: Compare claiming at 62, 67, or 70 with spousal benefit coordination - ACA healthcare subsidy modeling: Find the income level that maximizes your marketplace subsidy before Medicare kicks in - Withdrawal order optimizer: Tax-efficient drawdown sequence across taxable, tax-deferred, and Roth accounts - IRMAA planner: Avoid Medicare premium surcharges with income-aware retirement projections - Mega backdoor Roth: Model after-tax 401(k) contributions and in-plan Roth conversions - Phased spending: Set different spending levels for go-go years, slow-go years, and no-go years TRACK EVERYTHING IN ONE PLACE Net worth, asset allocation, savings rate, emergency fund coverage, debt payoff timelines, 529 college projections, RSU vesting with live stock prices, and home equity — all in one clean dashboard. ON-DEVICE AI ASSISTANT Ask your AI anything: "How much do I need to retire at 45?" "What happens if I take Social Security early?" "What's my ACA cliff?" It knows your full financial picture and answers with your actual numbers. BUILT FOR PRIVACY All data stays on your device and syncs privately via iCloud. No accounts to create. No data sold. Face ID protection available. ALSO INCLUDES - What-If scenario builder, model job changes, windfalls, early retirement dates - Full federal + state tax engine (all 50 states) - iOS Home Screen widgets - Dark mode

SubEye tells you what your subscriptions cost — all of them, together, before the money leaves your account. You type in what you pay. SubEye keeps the whole schedule: what it costs now, what it becomes when the discount ends, and the exact day it renews. WHAT YOU GET • One number that matters — what is still going to leave your account this month, and how much of the month is left to pay it. • Next month's forecast set against this one, and the single subscription costing you the most. • A price is a timeline, not a number. Free trial, intro price, the standard price it turns into, a license you bought once with its optional updates renewal, and any change you have scheduled — all on one line, months before it reaches your statement. • Pause indefinitely or until a date. Cancel at period end and keep what you already paid for, or cancel immediately. Change your mind and renew. • Saved with SubEye — what pausing and cancelling has kept in your pocket, counted from the day each one stopped. • A reminder the day before a renewal, so nothing is a surprise. • 155 currencies — every one the world bills in — converted daily into the one you count in. • English and Ukrainian, and iCloud Sync when you want the same list on two devices. NO ACCOUNT. NO BANK. NO SERVER. Most trackers ask for one of two things: the credentials to your bank, or permission to read your email. SubEye asks for neither. There is nothing to sign up for and nothing to sign in to — open the app and start typing. Your subscriptions stay on your phone. There is no server behind SubEye holding a copy, so there is nothing to breach and nothing to sell. Settings → Erase all data removes every subscription, reminder and setting from the device, for real. SUBEYE PRO — ONE PAYMENT The free app is not a trial and not a teaser. Unlimited subscriptions, the whole dashboard, the payment calendar, every lifecycle action, renewal reminders, Live Activities, every currency and iCloud Sync are free, and stay free. Pro is a single purchase that never renews. It adds: • Trial-ending alerts, and reminders at the time you choose • Pricing phases — trials, intro discounts, one-time licenses and scheduled changes on one timeline • Categories, the category filter, and the spend breakdown grouped by them • The calendar's year view, and every month set against the one before it • Home Screen widgets Charging a monthly fee to watch your monthly fees would be absurd. Built by one person, in Ukraine.