محفظة Mihfadah vs Masarifi

Mihfadah (محفظة) is a bilingual personal finance app built for Arabic speakers worldwide. FEATURES: • Dashboard — see your full financial picture at a glance • Income & Expenses — track what comes in and goes out • Budget Planner — set category targets and monitor spending • Financial Goals — Hajj, emergency fund, car, retirement and more • Investments & Savings — cash, gold, Jam'iyah (جمعية), stocks • Loans & Instalments — track monthly payments and balances • Zakat Calculator — calculate your annual Zakat with nisab check • Net Worth — assets minus liabilities with 6-month trend • Yearly View — 12-month income and savings summary PRIVACY FIRST: All your financial data is stored encrypted on your device only. Nothing is sent to any server. No account required. BILINGUAL: Full Arabic and English support with right-to-left layout.

Masarifi is a simple, elegant expense tracker that works fully offline — all your data stays on your device. No accounts, no ads, no tracking. Features: • Clear dashboard: income, spending, net savings and savings rate at a glance. • Auto-add from bank SMS: when your bank texts you, the amount is added automatically — even while your phone is locked, messages are queued and added when you open the app. One-tap shortcut setup. • Every currency supported: foreign transactions are converted to AED at daily exchange rates, with a built-in currency converter. • Per-category budgets with progress bars and over-limit alerts. • Smart analytics: yearly forecast, quarterly comparison, monthly heatmap. • Recurring commitments across every month, editable anytime. • Automatic monthly salary + savings goals and debt tracking. • Snap a receipt and auto-extract the amount, on-device. • Face ID lock, dark mode, and backup to iCloud or a file. • Full Arabic and English interface. Privacy first: Masarifi collects no data. The only internet request fetches the daily public exchange-rate table — no personal or financial information is ever sent.