Comparison

Expense Tracker & Split vs Heo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Split

Effortlessly track expenses, split bills with friends using AI-powered voice input, and manage budgets. Customize categories and enjoy multi-currency support for a seamless financial overview.

Highlights
  • AI-powered voice expense entry
  • Effortless bill splitting
  • Customizable spending categories
  • Budget tracking and progress monitoring
  • Multi-currency support
  • Recurring expense management
  • Data backup and cross-device sync
Features
Read full description

Tally makes money simple. Track what you spend, split bills with friends, and stay on top of your budgets, all in one beautifully designed app. JUST SAY IT Tell Tally what you spent and AI turns it into a transaction. No forms, no fuss. Tap the mic, say "12 for coffee," and you are done. TRACK EVERY EXPENSE Log your spending in seconds and see where your money goes, with your own categories, colors, and emojis. SPLIT WITHOUT THE AWKWARD MATH Share a bill with friends using a simple join code. Everyone sees their share and who paid, so settling up is effortless. STAY ON BUDGET Set spending limits per category and watch your progress as you go. MORE TO LOVE • Multi currency support for travel and everyday life • Recurring expenses that add themselves • Sign in to back up your data and sync across devices • Beautiful themes to make it your own • Fast, private, and a joy to use Tally is free to start. Upgrade to Tally+ for unlimited expenses and budgets, plus hands free voice entry powered by AI. Download Tally and take control of your money today. Privacy Policy: https://tally.tantostudio.com/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Heo

Features
Read full description

All Your Money. Finally, One Number. Heo is a multi-currency expense tracker for people who spend across borders, apps, and wallets. Log a coffee in seconds, watch every account roll up into your home currency, and finally know exactly where your money goes. WHY YOU’LL LOVE HEO LOG EXPENSES IN ONE TAP Add an expense with a single tap. Heo learns your habits and suggests the right category based on the amount and time of day, so most entries are finished before you even think about them. EVERY CURRENCY, ONE TOTAL Track cash, bank accounts, cards, and e-wallets in any currency. Heo automatically converts everything into your preferred home currency, giving you one clear view of your finances. No spreadsheets. No mental math. SUBSCRIPTIONS MADE SIMPLE Adding recurring bills takes seconds. Heo suggests popular subscriptions in your country and pre-fills a typical price, which you can adjust to match your actual plan. HANDS-FREE EXPENSE LOGGING (PRO) Capture expenses your way: * Type naturally, like “coffee 65k” * Speak it out loud * Scan a receipt Heo automatically extracts the amount, merchant, and category for you. BUDGETS THAT WARN YOU EARLY Set spending limits for any category and receive a gentle heads-up before you exceed your budget, not after. INSIGHTS YOU’LL ACTUALLY READ Simple charts help you understand: * Where your money goes * How much you earn * How your spending changes over time HOME SCREEN WIDGETS Log expenses directly from your home screen and keep your balances just a glance away. PRIVATE BY DEFAULT Your financial data stays yours. * Face ID and PIN protection * Start without creating an account * Connect an account later for backup and sync SPEAKS YOUR LANGUAGE Available in: English Tiếng Việt 简体中文 日本語 한국어 ไทย Bahasa Indonesia Money Is Stressful Enough. Heo makes expense tracking quick, clear, and genuinely pleasant to use. Spend less time tracking money. Spend more time enjoying it.

Screenshots

Expense Tracker & Split4 screens
Heo4 screens

Verdict

The call

The clearest difference is in-app purchases: Heo at none against Expense Tracker & Split's 3. Heo also leads on update cadence (daily vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker & Split sells 3 in-app purchases, starting at $3.99 per month. Heo asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tracker & Split ships an update every 10 days, Heo daily. The most recent releases landed on October 13, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 6 level
Expense Tracker & Split versus Heo: the parameters behind the verdict, then further details
ParameterExpense Tracker & SplitHeo
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 10 daysDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size88 MB18 MB
Age rating4+4+
DeveloperAndre SuhartantoKhoa Tran

In-app purchases

3 purchases

Expense Tracker & Split

Subscriptions2
  • Monthly$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time1
  • Lifetime$49.99
None

Heo

No in-app purchases

Questions

Is Expense Tracker & Split free?
Expense Tracker & Split is free to download, with in-app purchases available.
Is Heo free?
Heo is free to download, with no in-app purchases.
Do Expense Tracker & Split or Heo have ads?
Neither Expense Tracker & Split nor Heo shows ads.
Which is updated more often, Expense Tracker & Split or Heo?
Expense Tracker & Split ships an update every 10 days, and Heo daily. Most recently, Expense Tracker & Split was updated on October 13, 2026 and Heo on October 2, 2026.

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