Comparison

Statement AI Expense Tracker vs Net Worth Tracker & Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Statement AI Expense Tracker

Features
Read full description

Understand your money without handing it to a server. Statement.AI reads your bank or credit-card statement entirely on your phone, auto-sorts every transaction, and shows where your money goes — plus a Financial Health Score, monthly reviews, forecasts, savings goals and subscription cleanup. • 100% on-device — your statements, passwords and balances never leave your phone • Works with any bank's PDF, including password-protected statements • Auto-categorization with a built-in AI model (no API keys, works offline) • Health score, forecasts, lifestyle-inflation alerts and an on-device spending coach • Budgets with instant alerts, savings goals with ETAs, subscription review • App Lock with PIN + Face ID • Free to use; Premium unlocks unlimited statements and advanced tools Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moncymelvin.github.io/statement-ai-privacy/

About

Net Worth Tracker & Calculator

Features
Read full description

Net Worth Tracker is the simple way to see your true net worth — by hand, and private on your device. No bank login required. You add what you own and what you owe, and your net worth is calculated instantly. HOW IT WORKS - Add your assets: cash, investments, real estate, retirement, crypto - Add your debts: loans, mortgage, credit cards - See your net worth update in real time - Update your balances each month and follow the trend WHAT YOU GET - Real-time net worth (assets minus debts) - Monthly net worth trend chart - Asset composition breakdown - Custom categories for anything you track - Multiple currencies - Works fully offline, and your data stays on your device A PRIVATE ALTERNATIVE Prefer not to connect your bank accounts to an aggregator app? This is a manual, private net worth tracker. You stay in control, and your numbers stay on your phone. WHO IT IS FOR - Anyone building wealth or on the path to financial independence (FIRE) - People who track net worth in a spreadsheet and want something faster - Privacy-minded users who avoid bank-linking apps - Anyone who wants a clean net worth calculator and wealth log Start tracking your net worth today.

Screenshots

Statement AI Expense Tracker3 screens
Net Worth Tracker & Calculator4 screens

Verdict

The call

The clearest difference is in-app purchases: Net Worth Tracker & Calculator at none against Statement AI Expense Tracker's 2. Net Worth Tracker & Calculator also leads on iOS requirement (13.0 vs 15.1). Statement AI Expense Tracker's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Statement AI Expense Tracker sells 2 in-app purchases, starting at $0.99 per month. Net Worth Tracker & Calculator asks for nothing beyond the download.

Scorecard3 real differences Ā· 2 level
Statement AI Expense Tracker versus Net Worth Tracker & Calculator: the parameters behind the verdict, then further details
ParameterStatement AI Expense TrackerNet Worth Tracker & Calculator
PriceFreeFree
AdsNo — betterYes
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size36 MB42 MB
Age rating4+4+
DeveloperMelvin MoncySeulki Eom

In-app purchases

2 purchases

Statement AI Expense Tracker

Subscriptions2
  • Premium Monthly$0.991 Month
  • Premium Yearly$6.991 Year
None

Net Worth Tracker & Calculator

No in-app purchases

Questions

Is Statement AI Expense Tracker free?
Statement AI Expense Tracker is free to download, with in-app purchases available.
Is Net Worth Tracker & Calculator free?
Net Worth Tracker & Calculator is free to download, with no in-app purchases.
Do Statement AI Expense Tracker or Net Worth Tracker & Calculator have ads?
Net Worth Tracker & Calculator shows ads; Statement AI Expense Tracker does not.

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