Axio Money vs MoneyOS

Take control of your money with Axio Money, a private expense tracker and budget planner that keeps your financial data on your iPhone. No account, no ads, no cloud sync. NEW: SCAN & VOICE • Scan receipts, bills, barcodes, UPI QR codes, salary slips, and bank or UPI screenshots. Axio Money reads them and adds the expense or income for you. • Just say it: "Spent 450 on groceries at DMart yesterday." Voice entry picks up the amount, merchant, date, category, and whether it is income or an expense. • Every entry saves with Undo and Edit. If an amount is unclear, it opens pre-filled for a quick check instead of guessing. • Scan and Voice are Pro features and use on-device Apple Intelligence (see Requirements). TRACK EXPENSES & INCOME • Quick entry for daily spending and income • Categories with icons and colors, plus your own custom ones • Notes and tags on every transaction • Search, filter by category, account, and date, and sort by amount, date, or title • 40+ currencies, 21 languages, Light and Dark appearance WALLETS & ACCOUNTS • Keep Cash, Bank, Credit Card, and Digital Wallet balances separate • Balances update automatically from your transactions • Lock any account behind Face ID to hide its transactions until you unlock it BUDGETS & GOALS • Monthly budgets by category with alerts as you near or pass a limit • Set a financial goal and watch your progress • Optional daily reminder to log your spending INSIGHTS & ANALYTICS • Spending trends and category breakdowns • Income vs. expense and savings rate • Weekly, monthly, and yearly views, a calendar view, and shareable monthly reports AXIE AI • Ask about your spending and get summaries and insights • Runs on-device with Apple Intelligence. No servers, no cloud processing. QUICK ADD EVERYWHERE • Home Screen and Lock Screen widgets for spending, income, budgets, and top categories • Back Tap, Siri, Shortcuts, and the Action Button to log without opening the app MAKE IT YOURS • A refined set of color themes, with premium themes in Pro • The Home Screen icon can match your theme • Custom profile name and avatar EXPORT • Export to CSV, JSON, PDF, Markdown, or Text • Delete all your data any time from Settings PERMISSIONS (ALL OPTIONAL, ASKED ONLY WHEN YOU USE THE FEATURE) • Camera: scan receipts and bills, processed on your device • Photos picker: only the images you choose are read • Microphone & Speech Recognition: add transactions by voice • Face ID: unlock locked accounts • Notifications: budget alerts and daily reminders • Tracking: helps us measure app performance; declining changes nothing No access to location, contacts, calendars, or health data. PRIVACY Your transactions, accounts, budgets, and goals never leave your device. We collect only anonymous usage and crash data (Firebase) to improve the app. No ads, and we never sell your data. REQUIREMENTS Axie AI, Scan, and Voice need an Apple Intelligence-capable iPhone (iPhone 15 Pro or newer) on iOS 26 or later, and are hidden on devices that don't support them. Everything else works on every supported device. PREMIUM Free to start. Axio Money Pro unlocks unlimited transactions, Scan, Voice, premium themes, and more, as a weekly, monthly, or yearly auto-renewing subscription or a one-time lifetime purchase. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in Settings > Apple Account > Subscriptions. Privacy Policy: https://sajidkhokhar.github.io/sajidkhokharapps/expense-tracker/privacy-policy Terms of Use: https://sajidkhokhar.github.io/sajidkhokharapps/expense-tracker/terms-and-use Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Questions or feedback? support.sajidapps@gmail.com

A private money tracker that lives on your iPhone. Log money the way you like: say it, type it, screenshot it, or import CSV and PDF statements, several entries at once. No account, no servers, and nothing is ever sent to us. YOUR DATA STAYS ON YOUR PHONE • No sign-up, no login, no bank credentials. • Everything is stored on this iPhone. Our App Privacy label says Data Not Collected. • iCloud sync is optional, off by default, and goes through your own private iCloud. • Lock the app with Face ID, keep encrypted backups, and export to CSV or JSON whenever you want your data out. • Pick a backup folder in Files or iCloud Drive and a copy of every daily backup is kept there, so your data survives even if you delete the app. LOG IT ANY WAY YOU LIKE • Say it: speak "chai 200, petrol 1200, uber 340" once and get three entries. • Type it: one line, like a text message, is split into separate entries. • Screenshot it: pick up to 10 screenshots of your payment history from Google Pay, PhonePe, Paytm, Venmo, Revolut or your bank app. Every row becomes a transaction. • Import it: CSV and PDF bank statements, including password-protected PDFs. • Paste or share it: a bank SMS, a copied screenshot, or a bank email from Mail. • Nothing saves without your OK. Every import lands in a review list first, and likely repeats are flagged. APPLE INTELLIGENCE, ON YOUR IPHONE Ask "Where did my money go this month?" or "How much did I spend on food?" and get an answer in plain words. Apple's on-device model does the talking and your ledger does the maths, so every number is real and nothing leaves the phone. Reading your screenshots and understanding what you type happen on-device too. Ask needs an iPhone that supports Apple Intelligence. On other iPhones, quick queries give the same answers. EVERY DAY OF YOUR MONTH • A heat map of the month: green days under pace, red days over. Tap any day to see what happened. • Spent today, spent this month, and what's safe to spend per day. • Every transaction, grouped by day or by category, with cards, payment mode and tags. LIMITS THAT KEEP YOU ON TRACK • Set a monthly limit, a daily limit, and limits per category or per card. • Get a notification at 80% and again at 100%, so you can hold back before the month runs away. • See how much of this month's budget you've used, in %, right on your Lock Screen with the Live Activity. ANY CURRENCY, BUILT FOR INDIA Choose from 39 currencies in Settings, or let it match your iPhone, and every total, chart and widget follows: dollars, euros, pounds, dirhams, yen and many more. Indian users get lakh and crore grouping, UPI payment modes, and EMIs and SIPs tracked the way you actually talk about them. THE WHOLE PICTURE • Income and a salary preset. • Loans and EMIs with payoff tracking, SIPs and investments. • Subscriptions, so renewals stop surprising you. • Net worth, goals and a FIRE calculator. • Stats with a verdict on the month, trends, category movers and a Money Score. ALSO INSIDE Home Screen and Lock Screen widgets, a Live Activity and Dynamic Island view of this month's spending, Siri shortcuts, and separate Personal, Family and Business ledgers. FREE The whole app. No subscription, no ads, no in-app purchases. A money app should be a private notebook, not a data pipeline.