Comparison

Subtle vs Prudo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subtle

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

Highlights
  • Track all subscriptions in one view
  • Scan receipts for automatic entry
  • Built-in catalog of popular services
  • Renewal reminders
  • Spending insights and totals
  • Cancellation guides for services
Read full description

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io

About

Prudo

Features
Read full description

Prudo helps you understand your money, not just track it. Log what you spend in seconds, and within a month Prudo shows the full picture: where the money goes, what is left, and when you reach your goals. All on your device. TRACK IN SECONDS - Fast entry: custom keypad, categories, notes, tags, and split purchases - The category fills itself in from what you type, learning from your own entries - Any currency: log in yours, totals in your main one at live rates LIMITS, DOWN TO ZERO - Assign your income on one screen: commitments, goals and category limits - One number says how much still has no job, and that is the money that leaks - At period end the app asks where the leftover goes: a goal, savings, spending TRIPS PAID IN TURNS - One of you pays for dinner, another for the museum, a third for groceries - Split the group into wallets; a group's share follows how many people are in it - Any currency, receipt photos kept while the trip is on - At the end: who owes whom, in the fewest payments, ready to send to your chat WALLET - One screen for all your money: the total, what is left to live on, free money - Accounts and net worth: what you own minus what you owe - Move money between accounts, into a goal, or into this month's spending PAYMENT CALENDAR - A month at a glance: income, charges and your lessons, day by day - A raise or a cut is remembered, so past months keep the salary you had then ON YOUR HOME SCREEN AND IN SIRI - A widget with what is left, per day and when money arrives; Siri answers too ON ALL YOUR DEVICES - iPhone and iPad count the same money, through your own iCloud, encrypted - Apple Watch: what is left for today, and an expense logged from your wrist SHARE A BUDGET - Run money together: the expenses, income and goals you mark are seen by both - Everything else stays personal, and shared records are encrypted first KNOW WHAT YOU ACTUALLY HAVE - Say how much you have in total, in as many currencies as you keep - Split into cushion, savings, committed payments and what is left to live on - Until payday: what you can spend before the next money arrives, and per day NEVER MISS A PAYMENT - Loans, taxes, bills, inspection and insurance, one-off or on repeat - A payoff plan, snowball or avalanche: your debt-free date and what interest costs - Debts between people: partial repayments and a reminder on the day BIG PROJECTS, LINE BY LINE - A renovation, a wedding, a move: give it an estimate and see plan against reality REACH YOUR GOALS - Savings goals with a target and a deadline, and the pace they require - Free money: what is actually free to save or spend after your limits HISTORY, FREE - By day and month, the spending chart, and how a week compares to your usual one - A year of history, the audit and category trends are in Pro MORE IN PRO - Receipt scanning - statement import (CSV or a screenshot, read on device) - Unlimited goals, subscriptions and passes - lessons in your system calendar - Automatic backup - provider mode for coaches: clients, sessions and earnings FREE VS PRO Free: tracking, limits, day and month history, the chart, the payment calendar, trips, iCloud backup, CSV export, 2 goals, 2 subscriptions, 2 passes, 1 project. Pro adds depth and removes the limits. Every new install gets a week with everything open, no card. PRUDO PRO - Monthly $3.99 - Annual $19.99 (best value, one month free) - Lifetime $49.99, one-time, no subscription Subscriptions auto-renew unless canceled at least 24 hours before the period ends; manage in App Store settings. Payment is charged to your Apple ID. PRIVATE BY DESIGN Your data lives on your device, and no account is required to start. Sync between your own devices goes through your iCloud, encrypted. Whatever you mark as shared leaves encrypted, and the key stays with the people you invited, never with us. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://prudoapp.com/privacy

Screenshots

Subtle4 screens
Prudo4 screens

Verdict

The call

The clearest difference is update cadence: Prudo at weekly against Subtle's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year and Prudo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subtle ships an update fortnightly, Prudo weekly. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 8 level
Subtle versus Prudo: the parameters behind the verdict, then further details
ParameterSubtlePrudo
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS17.017.0
Further details — not scored
Size48 MB47 MB
Age rating+44+
DeveloperNorth StudioAliaksei Yelin

In-app purchases

2 purchases

Subtle

Subscriptions1
  • Subtle Pro Annual7 Days trial$39.991 Year
One-time1
  • Subtle Pro Lifetime$99.99
3 purchases

Prudo

Subscriptions2
  • Prudo Pro Monthly7 Days trial$1.991 Month
  • Prudo Pro Annual7 Days trial$14.991 Year
One-time1
  • Prudo Pro Lifetime$29.99

Questions

Is Subtle free?
Subtle is free to download, with in-app purchases available.
Is Prudo free?
Prudo is free to download, with in-app purchases available.
Do Subtle or Prudo have ads?
Neither Subtle nor Prudo shows ads.
Which is updated more often, Subtle or Prudo?
Subtle ships an update fortnightly, and Prudo weekly. Most recently, Subtle was updated on September 24, 2026 and Prudo on October 1, 2026.

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