Comparison

Subtle vs Receipt Locker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subtle

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

Highlights
  • Track all subscriptions in one view
  • Scan receipts for automatic entry
  • Built-in catalog of popular services
  • Renewal reminders
  • Spending insights and totals
  • Cancellation guides for services
Read full description

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io

About

Receipt Locker

Securely store and organize your important receipts for HSA, taxes, and expense reports. Scan, read, and tag expenses automatically for easy retrieval and audit-ready exports. Share access with household members for collaborative record-keeping.

Highlights
  • Automatic receipt scanning with edge detection
  • OCR for merchant, date, and total extraction
  • HSA/FSA expense tagging
  • Fast search and filtering
  • Household sharing for multiple users
  • Audit-ready signed export files
Features
Read full description

Receipt Locker is a private vault for the receipts you need to keep, and it makes them easy to find when someone asks for proof. Snap a receipt with the built-in scanner and it is saved, read, and organized automatically. Every receipt is preserved with a tamper-evident seal, so your records hold up when it counts: HSA and FSA reimbursements, tax time, expense reports, and warranty claims. WHAT YOU CAN DO • Scan receipts with automatic edge detection and multi-page support • Let the app read the merchant, date, total, and line items for you • Tag HSA and FSA eligible expenses so they are ready to claim • Find any receipt fast with search, filters, and category views • Share a household so a partner or family member can add and see receipts • Attach supporting documents to any receipt, like an itemized bill or a letter of medical necessity • Create audit-ready, signed export files for an accountant or provider BUILT TO LAST Your receipts are stored securely and preserved so they cannot be quietly changed. Capture works offline and syncs when you are back online, so you never lose one. WALLET AND VAULT Wallet is free and keeps your recent receipts. Vault removes limits and adds household sharing and audit-ready signed exports, for $6.99 per month or $59.99 per year, with a 14-day free trial. Receipt Locker helps you keep good records. It does not provide tax or legal advice; keep the documentation your plan or tax situation requires. Receipt Locker Vault is an auto-renewable subscription. • Monthly: $6.99 per month • Annual: $59.99 per year Both include a 14-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://receiptlocker.com/terms.html Privacy Policy: https://receiptlocker.com/privacy.html

Screenshots

Subtle4 screens
Receipt Locker4 screens

Verdict

The call

The clearest difference is ratings volume: Subtle at 6 against Receipt Locker's 1. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year and Receipt Locker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Subtle against 5.0 for Receipt Locker. That said, the two scores are not equally well evidenced: Subtle has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Subtle versus Receipt Locker: the parameters behind the verdict, then further details
ParameterSubtleReceipt Locker
PriceFreeFree
Rating5.0 (6 ratings)5.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings6 — better1
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size48 MB19 MB
Age rating4+4+
DeveloperNorth StudioSky Byte Hosting LLC

Customer experience

Subtle

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Receipt Locker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Subtle

Subscriptions1
  • Subtle Pro Annual7 Days trial$39.991 Year
One-time1
  • Subtle Pro Lifetime$99.99
2 purchases

Receipt Locker

Subscriptions2
  • Receipt Locker Vault14 Days trial$6.991 Month
  • Receipt Locker Vault14 Days trial$59.991 Year

Questions

Is Subtle free?
Subtle is free to download, with in-app purchases available.
Is Receipt Locker free?
Receipt Locker is free to download, with in-app purchases available.
Which has better reviews, Subtle or Receipt Locker?
Subtle and Receipt Locker are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.
Do Subtle or Receipt Locker have ads?
Neither Subtle nor Receipt Locker shows ads.
Which is updated more often, Subtle or Receipt Locker?
Subtle ships an update every 3 weeks, and Receipt Locker every 3 weeks. Most recently, Subtle was updated on November 5, 2026 and Receipt Locker on October 31, 2026.

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