Fyrgo vs NestFIRE

Fyrgo is a personal net worth tracker for anyone who wants a clear view of their financial situation, without the hassle. Once a month you log where you stand: bank accounts, investments, real estate, outstanding loans. Fyrgo builds the full picture for you. No daily transaction categorisation, no bank-link integrations, no noise. Just a monthly check-in that makes your progress visible. WHAT YOU CAN DO • Manage bank accounts, assets and loans in one place • Month and year overviews of your net worth • Set a FIRE goal (Financial Independence, Retire Early): Fyrgo works out your FIRE number from your yearly expenses, shows how close you are, and estimates when you could get there at your current pace • Compare years side by side to see your growth • Detailed charts per category • Follow the performance of your investments as a whole and portfolio by portfolio, with profit or loss over any time frame you pick • See what every account, portfolio and property is worth right from the overview • Loans are tracked month by month, splitting principal from interest automatically, so you watch your home equity grow without doing the math yourself • Projections of payoff dates and remaining balances, including the impact of rate changes WHO IT'S FOR Whether you're saving for a first home, paying down a mortgage, watching your investments grow, or working towards financial independence, Fyrgo adapts to your situation. No recommendations, no ads, no integrations that need your bank credentials. PRIVACY BY DESIGN Your financial data never leaves your device. • No accounts, no sign-up • No cloud sync • No analytics on your financial data • Local database ALWAYS YOURS • Export your data whenever you want to • Import on a new device with a single tap WHY MONTHLY? Daily transaction tracking is work that most people don't keep up. A monthly check-in is sustainable: you see the real trends instead of the noise, and you keep an overview without registering every coffee you buy. Five minutes a month, year after year, is what real wealth-building looks like.

NestFIRE turns everyday tracking into a clear answer to the only retirement question that matters: will I have enough, and when? Log your spending and income in seconds, add your savings, investments and property, then watch a year-by-year cash-flow forecast project your finances from today to age 95 — in your own currency. WHAT YOU CAN DO • Forecast your financial independence age with a live adequacy score • Track daily spending and income, with every stream mapped by start and end age • See your whole picture: savings, investments and property together • Model asset drawdowns — set a monthly amount and watch it flow into your forecast • Choose your currency; every figure formats to it automatically WITH PRO • What-if scenario planner — retire earlier, save more, downsize, and see the impact instantly • Inflation stress test from 1.5% to 6.2%, with horizons out to age 110 • Side-by-side comparison of two financial independence paths • Year-by-year detail table — pinpoint the exact year a plan goes off track • Net worth timeline, spending and income insights, and an exportable annual PDF report PRIVACY BY DESIGN Your financial data is stored on your device. No account. No cloud sync. Nothing uploaded. Export an encrypted backup whenever you want to move devices. Try Pro free for 14 days — no payment method required, and it does not auto-convert into a subscription. NestFIRE is a personal planning tool, not financial advice. Projections are estimates based on the figures you enter. Consult a qualified financial professional before making decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nestfire.app/privacy-policy