Fyrgo vs PersonalWorth

Fyrgo is a personal net worth tracker for anyone who wants a clear view of their financial situation, without the hassle. Once a month you log where you stand: bank accounts, investments, real estate, outstanding loans. Fyrgo builds the full picture for you. No daily transaction categorisation, no bank-link integrations, no noise. Just a monthly check-in that makes your progress visible. WHAT YOU CAN DO • Manage bank accounts, assets and loans in one place • Month and year overviews of your net worth • Set a FIRE goal (Financial Independence, Retire Early): Fyrgo works out your FIRE number from your yearly expenses, shows how close you are, and estimates when you could get there at your current pace • Compare years side by side to see your growth • Detailed charts per category • Follow the performance of your investments as a whole and portfolio by portfolio, with profit or loss over any time frame you pick • See what every account, portfolio and property is worth right from the overview • Loans are tracked month by month, splitting principal from interest automatically, so you watch your home equity grow without doing the math yourself • Projections of payoff dates and remaining balances, including the impact of rate changes WHO IT'S FOR Whether you're saving for a first home, paying down a mortgage, watching your investments grow, or working towards financial independence, Fyrgo adapts to your situation. No recommendations, no ads, no integrations that need your bank credentials. PRIVACY BY DESIGN Your financial data never leaves your device. • No accounts, no sign-up • No cloud sync • No analytics on your financial data • Local database ALWAYS YOURS • Export your data whenever you want to • Import on a new device with a single tap WHY MONTHLY? Daily transaction tracking is work that most people don't keep up. A monthly check-in is sustainable: you see the real trends instead of the noise, and you keep an overview without registering every coffee you buy. Five minutes a month, year after year, is what real wealth-building looks like.

PersonalWorth is a private net-worth and goal tracker for people who want clarity without connecting financial accounts. No subscriptions! Record any asset or debt, link loans to the things they finance, and see the equity you actually own. Turn your own history into goal dates, age-at-goal estimates, realistic scenario ranges, and debt-payoff plans—all on your iPhone. TRACK YOUR FINANCIAL PICTURE • See assets, debts, and net worth in one overview • Keep a dated value history for every item • Link debts to assets to understand your equity • Organize holdings with categories, liquidity, ownership, tags, and notes TURN HISTORY INTO INSIGHT • Follow net-worth trends and changes over time • Review allocation, distribution, and concentration • Set net-worth, liquidity, and debt-free goals • Explore goal projections and debt payoff scenarios STAY IN CONTROL • Import and export CSV data • Create a complete local backup and restore it later • Set an optional monthly update reminder • Require Face ID or your device passcode to open the app PRIVATE BY DESIGN PersonalWorth stores your portfolio in the app's protected local container. It has no bank connection, advertising, analytics, developer cloud account, or required sign-in. Data leaves the app only when you intentionally export or share it. PersonalWorth includes one complimentary calendar month of Pro. No payment method is required, and the complimentary month does not renew automatically. Afterward, the free features remain available and an optional one-time PersonalWorth Pro purchase unlocks unlimited goals and advanced insights forever. Payment is charged to your Apple Account when you choose to purchase lifetime access. There is no subscription or automatic renewal. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://personalworth.ameforesight.com/privacy/