Fyrgo vs WorthWise

Fyrgo is a personal net worth tracker for anyone who wants a clear view of their financial situation, without the hassle. Once a month you log where you stand: bank accounts, investments, real estate, outstanding loans. Fyrgo builds the full picture for you. No daily transaction categorisation, no bank-link integrations, no noise. Just a monthly check-in that makes your progress visible. WHAT YOU CAN DO • Manage bank accounts, assets and loans in one place • Month and year overviews of your net worth • Set a FIRE goal (Financial Independence, Retire Early): Fyrgo works out your FIRE number from your yearly expenses, shows how close you are, and estimates when you could get there at your current pace • Compare years side by side to see your growth • Detailed charts per category • Follow the performance of your investments as a whole and portfolio by portfolio, with profit or loss over any time frame you pick • See what every account, portfolio and property is worth right from the overview • Loans are tracked month by month, splitting principal from interest automatically, so you watch your home equity grow without doing the math yourself • Projections of payoff dates and remaining balances, including the impact of rate changes WHO IT'S FOR Whether you're saving for a first home, paying down a mortgage, watching your investments grow, or working towards financial independence, Fyrgo adapts to your situation. No recommendations, no ads, no integrations that need your bank credentials. PRIVACY BY DESIGN Your financial data never leaves your device. • No accounts, no sign-up • No cloud sync • No analytics on your financial data • Local database ALWAYS YOURS • Export your data whenever you want to • Import on a new device with a single tap WHY MONTHLY? Daily transaction tracking is work that most people don't keep up. A monthly check-in is sustainable: you see the real trends instead of the noise, and you keep an overview without registering every coffee you buy. Five minutes a month, year after year, is what real wealth-building looks like.

WorthWise is a private, offline-first wealth tracker and planning app that helps you understand what you own, what you owe and where your finances may be heading. TRACK YOUR COMPLETE FINANCIAL POSITION Add savings, investments, retirement accounts, property, vehicles and other assets alongside mortgages, loans and credit cards. See your accessible wealth or your complete net wealth at a glance. FOLLOW YOUR PROGRESS Build a clear history of your finances and see how your wealth changes over time. Guided balance check-ins make it easy to keep everything up to date, while optional reminders help you maintain an accurate picture. Your Dashboard brings your financial position together at a glance. WorthWise Plus users can also add planner cards to the Dashboard to quickly see progress towards their next milestones, including percentage complete or the amount left to go. BUILD PLANS AROUND YOUR GOALS Create personalized roadmaps around your long-term wealth and financial goals. With WorthWise Plus, you can also create your own Custom Planners. Choose the assets that matter to a goal, set your target and time horizon, and follow its progress independently from the rest of your finances. WorthWise breaks larger goals into smaller milestones, giving you a clear starting point and helping you focus on what comes next without losing sight of the final destination. PROJECT YOUR FUTURE Explore how current balances, regular contributions and adjustable growth assumptions may affect your future position. Set planning assumptions for individual assets and see how they contribute towards your goals. PRIVATE BY DESIGN • No WorthWise account required • No bank connection required • No advertising or analytics • Financial data is stored on your device and, when iCloud is enabled, synced through your private iCloud account • Optional Face ID, Touch ID or device-passcode protection • Create and restore manual backups whenever you choose WorthWise is designed to provide a clear view of your personal finances without requiring you to share your financial information directly with WorthWise or connect your bank accounts. IMPORTANT WorthWise provides estimates and planning illustrations only. It does not provide financial, investment, tax or legal advice. Projections are based on assumptions and are not guarantees of future performance. You are responsible for checking the information you enter and deciding whether the app is suitable for your needs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/