Expense Tracker vs Two Cents

Notch is a fast, private, beautifully simple expense tracker for people who want to know exactly where their money goes — on your own, or shared with a partner, roommates, or friends. Start in seconds — no account, no sign-up wall. Log a transaction and it is saved instantly. Turn on optional cloud sync to keep every device in step, and it keeps working even with no signal. TRACK EVERY TRANSACTION • Log expenses and income in seconds, online or offline. • Rich categories — food, transport, shopping, entertainment, bills, salary and more. • Multiple accounts you create and track yourself — personal, shared, or per-project — no bank linking required. • Search and filter your history by category, type, and date range. SHARE AN ACCOUNT WITH YOUR PEOPLE • Create a shared account for a flat, a trip, a couple, or a project. • Invite people with a simple code — no address book access needed. • See how much each member has contributed and their share of the total. • A live activity feed shows new transactions from members as they are added. NEVER BE SURPRISED BY A SUBSCRIPTION • Keep every recurring charge — streaming, gym, software, insurance — in one place. • See your real monthly total instead of guessing. • Weekly, monthly, quarterly, and yearly billing cycles are all supported. UNDERSTAND YOUR SPENDING • A dashboard that answers "where did this month go?" at a glance. • Category breakdowns, spending trends over time, and month-to-month comparisons. • AI-generated insights that point out patterns you would otherwise miss. EXPORT ANYTHING • Export any date range to CSV, Excel, or PDF. • Choose exactly which columns to include. • Useful for taxes, reimbursements, or sharing with an accountant. ADD EXPENSES WITH YOUR VOICE • Say "Uber to the airport, 24 dollars yesterday" and the amount, merchant, category, and date are all filled in for you. • Optional on-device AI runs the parsing entirely on your phone, so nothing leaves it, and it works without internet. PRIVATE BY DESIGN • Your data lives on your device by default. • Cloud sync is optional and only runs when you turn it on. • Use the whole core app as a guest — no email required. • Available in English, Spanish, French, and Japanese. PREMIUM Premium unlocks shared accounts with cloud sync across devices, unlimited subscription tracking (free accounts track up to 3), voice entry, and the real-time shared activity feed. It is an auto-renewing subscription, and you can cancel any time in your App Store settings. Download Notch and take control of your spending today. Notch Premium is an auto-renewing subscription, offered weekly or monthly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://notch.ashmm.app/terms Privacy Policy: https://notch.ashmm.app/privacy

One budget. Two people. One number you both watch. Two Cents is the simplest way for a couple to track what they spend together. Agree what you can spend this month, add things in two taps, and watch one number come down — on both phones, at the same time. NO BANK LOGINS We never connect to your accounts. You add what you spend, which takes about three seconds, and that is the whole system. Nothing to reconcile, nothing to categorise later, no dashboard to interpret. BOTH OF YOU, ONE NUMBER Whatever one of you adds, the other sees. No screenshots, no "did you get that", no two apps disagreeing at the end of the month. TWO TAPS TO LOG SOMETHING Amount, category, done. Add a note if the number will need explaining later. It is quick enough that you actually keep doing it, which is the only thing that makes any budget work. THE MONTH GETS AN ENDING When the month closes it gets wrapped up: what you spent, where it went, whether you held the line, how it compares to your usual. Drag across the chart to replay any day of it. THE YEAR, MONTH BY MONTH Twelve months against the budget each was judged against. Which ones you held, which you didn't, what is already spoken for before the month starts, and who paid for what. ONE SUBSCRIPTION, BOTH PHONES Most budgeting apps charge each of you. One subscription here covers you both, because the month is shared and so is the bill. PRIVATE BY DEFAULT Your spending stays between the two of you. We don't sell anything to anyone, and there are no ads. Free for seven days. After that it's a subscription — cancel any time from the App Store. Terms of Use (EULA): https://opensoftlabs.org/twocents/terms Privacy Policy: https://opensoftlabs.org/twocents/privacy