Finchie vs Margin
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Finchie
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Take control of your finances with Finchie. Finchie helps you track expenses, manage budgets and wallets, monitor investments, scan receipts, track debt, and better understand your money with personalized financial insights. Whether you're managing everyday spending, building better financial habits, paying off debt, or tracking your portfolio, Finchie makes personal finance simple and accessible. FEATURES โข Expense Tracking Record and organize your spending with an easy-to-use expense tracker. โข Budget Tracking Create budgets, track your spending progress, and stay on top of your financial goals. โข Wallet Management Organize your money across different wallets and keep track of your balances in one place. โข Debt Tracking Keep track of money you owe, monitor outstanding debt, and stay aware of your repayments. โข Receipt Scanner Scan receipts and let Finchie automatically extract and organize transaction details. โข Portfolio Tracking Monitor your investments and view your portfolio performance in one place. โข Financial Insights Understand your spending, portfolio, and financial habits with personalized AI-powered insights. โข Multiple Currencies Track your finances across different currencies with automatic conversions. โข Privacy First Your financial data stays protected with secure account management and authentication. Start building better money habits with Finchie today. Terms of Use: https://finchieapp.com/en/terms Privacy Policy: https://finchieapp.com/en/privacy
Margin
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Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy
Screenshots
Verdict
The clearest difference is ads: Margin at none against Finchie's shown. Margin also leads on update cadence (daily vs every 5 days). Finchie's advantage is iOS requirement (15.1 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Finchie sells 2 in-app purchases, starting at $4.99 per month and Margin sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Finchie ships an update every 5 days, Margin daily. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | Finchie | Margin |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | Daily โ better |
| Ads | Yes | No โ better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 15.1 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 66 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Bryan Christiano | Muhammad Daffa Setyoaji |
In-app purchases
Finchie
- Finchie Premium$4.991 Month
- Finchie Yearly Premium1 Year trial$49.991 Year
Margin
- Margin Pro Monthly$4.991 Month
- Margin Pro Yearly$29.991 Year









