Mutual vs Expenses

Splitting bills shouldn't cause arguments. Mutual makes expense sharing fair, simple, and automatic — even when you and your partner earn differently. BUILT FOR COUPLES, NOT GROUPS Most expense apps are made for splitting a group trip with friends. Mutual is different — it's designed specifically for couple budgeting and two people actually sharing a life and joint finances together. SPLIT FAIRLY, NOT JUST EVENLY Choose 50/50, split by income, or set your own custom split. No more guilt, no more awkward math when managing your shared expenses. ALWAYS KNOW WHO OWES WHO Every expense updates instantly for both partners. Track joint expenses monthly with ease, see your balance clearly anytime, and say goodbye to spreadsheets and mental math. SAVE TOGETHER TOWARD WHAT MATTERS Set shared goals — a house down payment, a trip, a wedding, an emergency fund — and watch your progress grow together in real time. SEE WHERE YOUR MONEY GOES Track spending by category and understand your shared finances at a glance. BUILT FOR TWO Invite your partner in seconds. Everything syncs instantly between both of you. Mutual — fair finances, fewer money fights, more progress toward your shared goals. Privacy Policy: https://mutual.elhardouf.com/privacy.html Terms of Use: https://mutual.elhardouf.com/terms.html

Every dollar, on your terms. Expenses is a shared expense tracker built for couples, families, and roommates who want full control of their money — no bank logins, no linked cards, just your ledgers, your way. Track by hand, on purpose Log income and spending manually. No bank connections means no security risk from a third-party data breach, and no surprise categorization mistakes — you decide what everything means. Built for sharing Create a ledger and invite your partner, family, or roommates with a QR code or invite link. Everyone sees the same numbers update in real time — who paid, what for, and how much is left in the budget. See where your money goes - Category budgets with live progress bars - Spending reports by category, by merchant, and over time - A calendar view of every transaction and upcoming bill - Recurring and one-time bill reminders — weekly, monthly, or yearly Fast expense entry Scan a receipt and let the app read the merchant and total for you, or enter it by hand in seconds. Multiple ledgers, one app Keep a shared household ledger, a solo personal one, and a project budget (like a trip or renovation) all separate, side by side. Privacy first Hide your amounts with one tap. Sign in with Apple, Google, or email — your data is never sold, and there are no ads.