Knockdown vs Debt Payoff Tracker

Pay off debt faster — without interest-based tricks, ads, or handing your bank login to a stranger. Knockdown is a debt payoff tracker that respects your privacy and your values. No sign-up. No bank linking. Everything stays on your device. TRACK EVERY DEBT • Cards, loans, BNPL, and medical balances • Log a payment in one tap and watch the balance fall • Scan a statement (PDF or photo) to fill in the details — read on-device • See what each balance costs you per day in interest A REAL PLAN, HONESTLY • Debt snowball (smallest first) or avalanche (highest rate first) • True payoff dates — if a budget can't clear the debt, we say so plainly instead of showing a comforting fake date • "How we calculate" shows the exact month-by-month math BUILT HALAL FROM THE GROUND UP • No riba-based recommendations, ever — and no ads • Zakat calculator (2.5% above nisab), auto-filled from what you track • Halal mortgage comparison: conventional loan vs. diminishing musharaka • Made with Muslim families in mind — including rotating savings circles (ayuuto/hagbad) on the roadmap PRIVATE BY DESIGN • No account and no server — your finances never leave your device • Encrypted, passphrase-protected backups you control • Optional app lock Add your debts, set what you can pay each month, and knock them down one account at a time. Knockdown is free to use. Optional Plus and Pro subscriptions unlock budgeting, net worth, and the advanced planning tools — no ads, ever. —— Subscriptions: Knockdown Plus and Knockdown Pro are optional auto-renewable subscriptions. Plus is $3.99/month or $39.99/year; Pro is $6.99/month or $69.99/year (prices may vary by region). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically for the same period and price unless cancelled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://useknockdown.com/terms.html Privacy Policy: https://useknockdown.com/privacy.html

Become debt-free sooner. Debt Payoff Tracker is the simple debt snowball and avalanche planner that turns your credit cards, student loans, car loans, and personal loans into one clear payoff plan — with a debt-free date countdown that keeps you motivated every single day. Add each debt with its balance, APR, and minimum payment. Choose your payoff strategy, and the app instantly builds your fastest route out of debt, shows your exact debt-free date, and projects how much interest you'll pay — and save. YOUR DEBT-FREE DATE, FRONT AND CENTER • See the exact month you'll be 100% debt-free • Watch the countdown shrink with every payment you log • Progress ring shows how far you've already come SNOWBALL OR AVALANCHE — YOUR CHOICE • Snowball method: pay the smallest balance first for fast, motivating wins • Avalanche method: attack the highest APR first and pay less interest • Switch strategies anytime — your payoff order reorders instantly • See exactly which debt to attack next, and when each one will be gone EXTRA PAYMENTS = MONTHS OF YOUR LIFE BACK • Drag the extra payment slider and watch your payoff date jump closer • See interest saved in real dollars, instantly • Even $25/month extra can cut months off your plan TRACK EVERY DEBT AND PAYMENT • Unlimited debts: credit cards, student loans, auto loans, personal loans, medical bills, mortgages, and more • Log payments in seconds and watch balances drop • Full payment history, grouped by month • Amortization projection charts of your balance falling to zero • Monthly payment reminders so you never miss a due date • Export your data to CSV anytime PRIVATE BY DESIGN • No account, no sign-up, no bank linking • All data stays on your device — nothing is collected or shared • Works fully offline • All amounts in US dollars (USD) SUBSCRIPTION REQUIRED Debt Payoff Tracker requires a Debt Payoff Tracker Pro purchase to use the app. Plans: • Yearly: $29.99/year — includes a 3-day FREE trial • Monthly: $3.99/month • Lifetime: $49.99 one-time purchase Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appios432.blogspot.com/p/privacy-policy_01810498631.html Debt Payoff Tracker is a planning tool and does not provide financial advice. Projections are estimates based on the numbers you enter. Start today. Your debt-free date is closer than you think.