FirePath vs NestEgg

Plan your journey to Financial Independence (FIRE). Calculate exactly when you can retire early, track your progress toward freedom and explore your financial future with 11 powerful, beautifully designed calculators. No accounts, no ads, everything stays on your device. YOUR FIRE DATE, LIVE Move a slider and watch your retirement year change in real time. No forms, no calculate buttons. Your age, spending, investments and monthly contributions turn into one clear answer: the year you can stop working. KNOW YOUR ODDS One straight projection line is a guess. The Monte Carlo simulator runs 1,000 possible market futures and tells you the probability of reaching FIRE within your horizon, including lucky and unlucky scenarios. 11 CALCULATORS, ONE APP - FIRE Calculator: your retirement year, live - Monte Carlo: your chance of making it - Coast FIRE: when growth alone carries you to retirement - Lean FIRE, Fat FIRE and Barista FIRE: three lifestyles, three targets - Compound Interest: the eighth wonder of the world - 4% Rule and Rule of 25: the classics, done beautifully - Savings Rate: the strongest FIRE lever there is - Withdrawal: how long your portfolio lasts while paying you TRACK EVERY MILESTONE A calm, gold-on-black dashboard shows your Financial Independence percentage, passive income coverage and milestone medals from your first 10k to full FIRE. WIDGET ON YOUR HOME SCREEN Your FIRE progress at a glance, updated automatically whenever your plan changes. SAVE SCENARIOS What if you invested 300 more per month? Moved somewhere cheaper? Save plans and compare their FIRE dates side by side. SHARE YOUR PROGRESS Generate a clean progress card to share your journey with the FIRE community. PRIVATE BY DESIGN No account. No tracking. No server. FirePath is fully offline and everything stays on your device. FirePath is a planning tool, not financial advice. Projections are mathematical illustrations based on assumptions you enter yourself.

Most retirement calculators ask for three numbers and hand you a year. That's not a plan, that's a guess. NestEgg is a retirement planner and early retirement calculator that models the mechanics actually deciding whether you make it: your real return after inflation, the tax treatment of every account you draw from, and how much Social Security at 62 versus 70 changes the number you need. WHAT'S IN IT Your FIRE number, five ways — Traditional, Lean, Coast, Barista and Fat. Financial independence means something different at $40k a year than at $150k, and the app doesn't pretend otherwise. Your retirement age, not just your number. A year-by-year projection to age 95 in today's dollars, with your target drawn on the chart, the crossing year marked, and a depletion warning if the money runs out first. Withdrawal strategies. Fixed inflation-adjusted spending, percent-of-portfolio, or guardrails that trim 10% after bad stretches and take a raise after good ones. Income that isn't your portfolio. Social Security at any claim age, pensions, rental income, part-time work. Coast FIRE math falls apart if you skip this. Tax drag. Traditional, Roth and taxable modelled separately, with long-term capital gains treatment, RMDs, Roth conversion ladders and an early-retirement healthcare (ACA) bridge. Built on current IRS and SSA figures — brackets, standard deduction, 401(k) and Roth IRA limits, the wage base — updated each year. Scenario comparison. Save as many what-ifs as you like and put them next to each other. "What if we moved somewhere cheaper" is a real question with a real answer. Plan with a partner. Two incomes, two retirement ages, one shared date. YOUR DATA No ads, ever, and your figures are never sold or shared. Start with no sign-up at all — explore as a guest and attach an account later only if you want your plan to sync across your devices. You can delete your account and everything in it from Settings, instantly. WHAT IT DOESN'T DO It doesn't connect to your bank or track your spending. It's not a budgeting app and there are good ones already. NestEgg answers one question: when can you stop working, and what has to be true for that to hold. It doesn't run Monte Carlo simulations. Projections use a steady real return you pick — conservative, balanced or optimistic — so you can see the mechanics rather than a probability you can't interrogate. It's also not financial advice. It's a model, and every model is wrong about something. Use it to think, not to decide. NESTEGG PRO $1.99/month, cancel anytime — or $19.99 once, yours forever. Payment is charged to your Apple ID at confirmation of purchase. A monthly subscription renews automatically unless cancelled at least 24 hours before the period ends, and can be managed in your App Store account settings. Terms of Use: https://runebyte.app/fire-path/terms Privacy Policy: https://runebyte.app/fire-path/privacy Built by one independent developer. Bug reports get read and usually fixed within a week.