Settle vs Sable Budget

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

Sable is a budget you keep by hand — a big keypad, monthly envelopes, savings buckets, and a quiet sense of what's left. You log spending by hand in seconds. That tiny moment of attention is the whole method: people who log by hand notice what they spend. WHAT SABLE DOES • Monthly budget with a calm "what's left · per day" pace • Category envelopes that fill as you spend • Savings buckets for the things you're building toward • Bills & task reminders that actually repeat, with gentle notifications • A month in review: top categories, one gentle note, no charts screaming at you WHAT SABLE REFUSES TO DO • No bank or card connections — ever • No account, no sign-in, no cloud • No analytics, no trackers, no ads. The app makes zero network calls. • App Store privacy label: Data Not Collected YOUR DATA, LITERALLY Everything lives on your phone in an encrypted database. Back it up to a file that only your passphrase can open — restore it on any phone. Lock the app behind Face ID. If you leave, take everything with you. NO SUBSCRIPTION Sable will never charge monthly. And your data is never for sale back to you: backup export and import are free in every version, always. Made for people who'd rather feel their spending than automate it.