Settle vs CashKit
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Settle
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Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. β’ Drag to log, or add in a couple of taps β’ Multiple accounts with multi-currency support β’ Transfers between your own accounts, and a spend can become one at any time β’ Budgets and monthly spending insights β’ Clean charts, light and dark themes β’ No sign-up, no ads, no tracking SETTLE PRO β’ Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good β’ Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall β’ Recurring rules: rent, subscriptions, and bills record themselves on schedule β’ monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/
CashKit
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CashKit is a clean and intuitive expense tracker designed to make everyday money management simple. No ads. No in-app purchases. What makes CashKit different is Boards. Instead of putting every transaction into one long list, CashKit lets you create separate Boards for different parts of your life. You could have a Home Board for household spending, an Office Board for work expenses, or a Trip Board for everything you spend while travelling. Each Board keeps its transactions and spending activity organised separately. Your holiday expenses donβt get mixed with household spending, and your office purchases donβt clutter your personal finances. With CashKit, you can: β’ Create multiple Boards for different purposes β’ Record both expenses and income β’ Organise transactions into categories β’ Keep home, work, travel and other finances separate β’ Track recurring expenses and income β’ Review monthly and yearly spending Insights β’ Use multiple currencies with a selected primary currency β’ Search and filter your transactions β’ Import and export transaction data using CSV Whether youβre keeping track of household expenses, managing office spending, planning a trip, or simply trying to understand your finances better, CashKit gives every transaction the right place to belong. Different expenses. Different Boards. One CashKit.
Screenshots
Verdict
The clearest difference is in-app purchases: CashKit at none against Settle's 2. Settle's advantage is iOS requirement (16.4 vs 26.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. CashKit asks for nothing beyond the download.
Settle ships an update every 5 days, CashKit weekly. The most recent releases landed on November 10, 2026 and October 31, 2026 respectively.
| Parameter | Settle | CashKit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days β better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 β better | 26.0 |
| Further details β not scored | ||
| Size | 52 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Eduard Kovtun | Gurpreet Singh |
In-app purchases
Settle
- Settle Pro Monthly14 Days trial$2.991 Month
- Settle Pro Annual14 Days trial$17.991 Year
CashKit
No in-app purchases









