Comparison

Talvo vs Work & Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Talvo

Features
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Talvo turns the hours you work into real money. Log your time, set an hourly rate or a monthly salary and see right away what is left in your pocket: gross and net, day by day. Whether you work by the hour, in shifts, on a salary, hold several jobs or work for yourself, Talvo keeps your work and your pay in one place. LOG TIME, SEE THE MONEY • Logged hours instantly show gross and estimated net pay • Live timer on the Lock Screen (Live Activity), with pause straight from the Lock Screen and Dynamic Island • Several time ranges a day, each with its own activity note • Add bonuses and tips to any day • Rules for overtime, night work and weekends HOURLY RATE OR MONTHLY SALARY • Choose an hourly rate or your working time (1/4, 1/3, 1/2, 2/3, 3/4 or full) with a monthly amount • Deductions, taxes and net pay are calculated the same way in both modes • Salary history: a raise or a switch between modes never recalculates earlier months YOUR DAY IN ONE PLACE • Today screen with a day summary and an hour by hour plan • Tasks and events with due times, priorities, repeats and reminders • Events can also go to the system Calendar • Calendar with a week strip, an expandable month and an hourly day timeline • Quick actions: hours, time off, a task or an event from any tab BUILT FOR REAL WORK • Multiple jobs, each with its own rate, contract and settings • Shift planning with reminders • Break reminders during a shift • Time off tracking with a yearly allowance HOURS STATEMENT IN PDF • A table with the day, the date and the hours, ready to sign or send to your employer • Month, week or any range, on demand or automatically every month • Optional work time ranges, signature lines and skipping days without an entry KEEP AN EYE ON PAYDAY • Countdown and a reminder on payday • Estimated net amount of your next pay STATISTICS • Week, month, quarter, year and all time • Compare periods and spot trends HOME SCREEN AND WIDGETS • Configurable widgets, pick the job each widget shows, or "All jobs" • Widgets for the month, the day, payday and net earnings • Everything follows the app language ON IPHONE AND IPAD • Full iPad support in portrait and landscape • Light, dark or system theme YOUR DATA, YOUR DEVICE • Works entirely on your device • Optional, private iCloud sync between your devices • No account, no ads, no tracking Available in Polish, English, German, Italian, Spanish and French. Net amounts are estimates and may differ from your actual deductions.

About

Work & Pay

Features
Read full description

Know what your work hours are really worth. Work & Pay brings time tracking, shift planning, and earnings calculations together in one app. Track hours, breaks, and tips across multiple jobs, organize your schedule, and create invoices from completed shifts. Whether you work part-time, pick up restaurant shifts, work in retail, or freelance, keep your hours and earnings organized without creating an account. TRACK YOUR HOURS AND PAY • Manage multiple jobs with separate hourly rates and currencies. • Log shifts manually, including overnight shifts. • Apply different hourly rates within the same shift. • Record paid and unpaid breaks, tips, and notes. • See your work hours, calculated earnings, and average hourly pay. • Keep earnings in different currencies separate. PLAN YOUR SHIFTS • Schedule individual shifts or repeat them every week, every two weeks, or every four weeks. • View past and upcoming shifts in your calendar. • Sync your shifts with Apple Calendar. • Set reminders before shifts start and after they end. • Compare weeks and months, and set pay periods for each job. • Keep scheduled shifts separate from earnings already worked. TURN COMPLETED WORK INTO INVOICES • Create invoices from completed shifts or add custom line items. • Save your business and client details. • Set payment terms, tax settings, and payment instructions. • Create drafts and numbered invoices in English or German. • Choose US Letter or A4 documents. • Track unpaid and paid invoices, and issue credit memos when needed. • Export and share invoice PDFs with Premium. GET MORE INSIGHT WITH PREMIUM Which job earns you the most for the time you invest? Compare jobs and shifts, factor in travel time and expenses you enter, and explore trends in your hours and earnings. Set monthly earnings goals, review earnings forecasts, and look back on your week to make more informed scheduling decisions. KEEP YOUR DEVICES IN SYNC Automatically sync jobs, shifts, invoices, and settings through your private iCloud storage across devices using the same Apple Account. Make Work & Pay fit your routine with appearance options, your preferred first day of the week, time and duration formats, and a default currency. Includes Dark Mode, adjustable text sizes, and VoiceOver support. START FOR FREE Time tracking, job management, shift planning, Apple Calendar sync, and essential earnings summaries are free. Creating, editing, and viewing invoices in the app is also free. Premium adds advanced insights, goals and forecasts, travel time and expense tracking, and invoice PDF export. Earnings are estimates based on your entries, before taxes and payroll deductions. Earnings after expenses subtract only the costs you enter and do not represent take-home pay. Overtime and holiday premiums are not calculated automatically; enter applicable rates yourself. Invoices are for billing services and are not employee pay stubs. __ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Talvo4 screens
Work & Pay4 screens

Verdict

The call

The clearest difference is in-app purchases: Talvo at none against Work & Pay's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Work & Pay sells 3 in-app purchases, starting at $4.99 per month. Talvo asks for nothing beyond the download.

UpkeepUpdate frequency

Talvo ships an update every 6 weeks, Work & Pay every 2 months. The most recent releases landed on November 5, 2026 and November 13, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Talvo versus Work & Pay: the parameters behind the verdict, then further details
ParameterTalvoWork & Pay
PriceFreeFree
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size6 MB13 MB
Age rating4+4+
DeveloperBartosz SmutGustav Gutsche

In-app purchases

None

Talvo

No in-app purchases

3 purchases

Work & Pay

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Yearly$49.991 Year
One-time1
  • Premium Lifetime$47.99

Questions

Is Talvo free?
Talvo is free to download, with no in-app purchases.
Is Work & Pay free?
Work & Pay is free to download, with in-app purchases available.
Do Talvo or Work & Pay have ads?
Neither Talvo nor Work & Pay shows ads.
Which is updated more often, Talvo or Work & Pay?
Talvo ships an update every 6 weeks, and Work & Pay every 2 months. Most recently, Talvo was updated on November 5, 2026 and Work & Pay on November 13, 2026.

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