Enoughly vs Bi Budget

Know what's actually safe to spend. Most budgeting apps think in calendar months. Your money doesn't — it arrives by paycheck and leaves through bills. Enoughly is built around that reality: one honest number tells you what's truly spendable after the bills due before your next payday, with a safety net you never touch. ONE PURCHASE. NO SUBSCRIPTION. NO BANK LINKING. Enoughly is free to try for 14 days, then a single one-time purchase unlocks it forever on Mac, iPhone and iPad, with Family Sharing. It never asks for your bank credentials — import your bank's CSV, QFX, or OFX files instead. There are no servers, no accounts, and no analytics: your data lives on your devices and syncs through your own iCloud. The privacy label says "Data Not Collected" because that's how it's built. SAFE TO SPEND • Liquid cash − bills due before payday − your safety net = one glanceable number • On the Dashboard, in the Mac menu bar, and in home-screen and Lock Screen widgets • A Discreet widget option shows your status with no dollar amounts at all PAYCHECK-ENVELOPE BUDGETS • Give each category an allowance that refills every payday • Build envelopes automatically from your real spending history • See what's left in every envelope, and what's leaking outside them BRING IN YOUR TRANSACTIONS • Import the CSV, QFX, or OFX files your bank already offers • Automatic categorization, custom rules, and duplicate detection GET OUT OF DEBT • Snowball and avalanche payoff plans with dates and interest saved • A printable per-payday payment plan • What-if simulator: see how financing a car or making a lump-sum payment moves your debt-free date — including trade-ins with negative equity INSIGHTS THAT WATCH YOUR BACK • Paycheck report card after every payday: what came in, where it went • Alerts for bill spikes, possible double charges, and subscriptions that quietly raised prices • Optional AI coaching by Apple Intelligence, in the personality of your choice — from a drill sergeant to a butler YOUR DATA IS YOURS • Encrypted, password-protected backups • One-tap CSV export that opens in any spreadsheet or finance app • Net worth tracking across cash, credit, property, vehicles, and investments Enoughly: the paycheck-first budget for people who want one clear answer — can I afford this before payday?

Take Control of Your Money with Bi-Budget Bi-Budget is a simple and powerful budgeting app designed to help you manage your finances with confidence. Unlike many budgeting apps, Bi-Budget is built to support biweekly budgeting, making it easy to plan your finances around every paycheck—not just a traditional monthly budget. Whether you’re paid biweekly, semi-monthly, or monthly, Bi-Budget lets you choose the income schedule that matches your paycheck, creating a budgeting experience that works the way you get paid. No more forcing your finances into a one-size-fits-all monthly budget. Features • Budget around biweekly, semi-monthly, or monthly income • Create personalized budgets that fit your financial goals • Track income and expenses in one organized place • Categorize transactions for better spending insights • Monitor your spending habits and budget progress over time • Set savings goals and stay motivated as you reach them • View clear financial summaries with an intuitive, easy-to-use interface Whether you’re budgeting your first paycheck or looking for a smarter way to manage your money, Bi-Budget helps you stay organized, reduce financial stress, and build better financial habits. Download Bi-Budget today and experience a budgeting app that’s built around your paycheck—not the calendar.