Comparison

Trexp vs Gilt

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Trexp

Consolidate all your financial accounts, spending, and investments into a single, clear net worth figure. Track transactions, organize with categories, and visualize your financial data with insightful statistics and notifications. Your financial information is kept private and local to your device.

Highlights
  • Consolidated net worth tracking
  • Expense and income logging
  • Account and investment tracking
  • Financial statistics visualization
  • Recurring payment notifications
  • Local data storage
  • Multi-currency support
Features
Read full description

Your money, calm and clear. Trexp keeps your accounts, spending and investments in one place and adds them up to one total, across more than 160 currencies. β€’ Log expenses, income and transfers in a few taps β€’ Organize with categories, tags and notes β€’ Track bank accounts, cash, crypto and investment positions β€’ See statistics as bars, a calendar and category rings, plus Insights β€’ Get a notification when a recurring payment is due β€’ Home-screen widgets, Face ID or passcode lock, dark and light themes β€’ CSV import and export, and backups you keep In English, Russian, Korean, Japanese, Chinese, Thai, Spanish, German, French and Portuguese. Local-first: your data lives on your device, and we never sell it. Free and Pro Trexp is free, with room for up to 30 transactions on a new install. Pro removes the limit and adds sync across your devices. Pro is a monthly or yearly auto-renewing subscription; prices vary by country and are shown in the App Store before you buy. Payment is charged to your App Store account, and the subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trexp.app/privacy

About

Gilt

Features
Read full description

Gilt is a personal finance tracker that respects two things most finance apps don't: your money and your privacy. START FREE, SUBSCRIBE WHEN IT STICKS Every feature is unlocked from first launch β€” no account, no card, no countdown. The free start covers your first 10 transactions across 5 different days. After that, a subscription ($2.49/month or $19.99/year, about $1.67 a month) keeps recording; a family plan and a one-time lifetime purchase are also available. And a promise: your data is never held hostage β€” everything you've recorded stays readable and exportable, free, forever. YOUR DATA NEVER LEAVES YOUR ICLOUD Gilt has no servers. Everything is stored on your iPhone and synced through your personal iCloud, end to end. We couldn't read your data even if we wanted to β€” there is nothing on our side to read it with. No analytics, no tracking, no ads. Ever. BRING YOUR OWN AI Instead of selling you another built-in chatbot, Gilt works with the AI you already use. Importing history? Hand your bank statement to your AI with Gilt's prepared prompt and it converts the statement into a file Gilt verifies and imports β€” works with any bank in the world. Analyzing? Export a structured, privacy-filtered snapshot and ask Claude, ChatGPT, or any assistant. You review everything before anything is saved; merchant names and notes stay out of exports unless you say otherwise. EVERYTHING A REAL TRACKER NEEDS Unlimited accounts β€” checking, savings, cash, credit cards with utilization, loans with payoff schedules, deposits with interest. Budgets with per-category allocations and honest pace projections. Recurring payments and bills. Reports: spending by category, income vs expense, net worth over time. Multi-currency done properly, with transfers and exchange rates. READ ON YOUR IPHONE, NOT ON A SERVER Scan a receipt and, with Apple Intelligence, Gilt fills in the merchant, total, date and category by itself β€” the model runs on your iPhone and the receipt never leaves it. Ask Siri how much you spent this month, last month or this week, in total or on one category. FOR YOU AND YOUR FAMILY The family plan shares your household through iCloud between your own Apple accounts. Two people, one clear picture of the money β€” still with no server in the middle. AND THE DETAILS Home-screen widgets, Face ID app lock, CSV import and export, search, custom categories and tags, beautiful native design built entirely with Apple's latest frameworks. Gilt compares you with you β€” your own history, your own pace β€” never with strangers' averages. Your finances are personal. Your finance app should be too. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gilt.money/privacy

Screenshots

Trexp4 screens
Gilt4 screens

Verdict

The call

The clearest difference is ads: Gilt at none against Trexp's shown. Trexp's advantage is update cadence (every 3 days vs every 9 days) and iOS requirement (16.4 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Trexp sells 3 in-app purchases, starting at $3.99 per month and Gilt sells 5 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Trexp ships an update every 3 days, Gilt every 9 days. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

Scorecard3 real differences Β· 5 level
Trexp versus Gilt: the parameters behind the verdict, then further details
ParameterTrexpGilt
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 3 days β€” betterEvery 9 days
AdsYesNo β€” better
In-app purchasesYesYes
MonetizationFree with in-app purchasesβ€”
DevicesiPhoneiPhone, Mac β€” better
Requires iOS16.4 β€” better26.0
Further details β€” not scored
Size70 MB19 MB
Age rating4+4+
DeveloperDaniil LiHarutyun Aristakesyan

In-app purchases

3 purchases

Trexp

Subscriptions2
  • Trexp Pro Monthy$3.991 Month
  • Trexp Pro Annual$24.991 Year
One-time1
  • Trexp Pro Lifetime$49.99
5 purchases

Gilt

Subscriptions4
  • Gilt Pro14 Days trial$2.491 Month
  • Gilt Family14 Days trial$4.491 Month
  • Gilt Pro (Yearly)14 Days trial$19.991 Year
Show 1 more
  • Gilt Family (Yearly)14 Days trial$36.991 Year
One-time1
  • Gilt Lifetime$69.99

Questions

Is Trexp free?
Trexp is free to download, with in-app purchases available.
Is Gilt free?
Gilt is free to download, with in-app purchases available.
Do Trexp or Gilt have ads?
Trexp shows ads; Gilt does not.
Which is updated more often, Trexp or Gilt?
Trexp ships an update every 3 days, and Gilt every 9 days. Most recently, Trexp was updated on November 7, 2026 and Gilt on November 6, 2026.

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