Comparison

AndroMoney vs Pennyworth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AndroMoney

This personal finance tool helps you efficiently track expenses and manage your wealth. It offers intuitive operation and powerful features for daily accounting, category management, and detailed financial reports.

Highlights
  • Multiple account and currency support
  • Cloud storage integration
  • Customizable budgets
  • Financial charts and reports
  • Password protection
  • Data backup to Excel/Mac Number
Features
Currently charting
Read full description

[The one of best tools for keeping accounts, efficiently tracking each expense report] AndroMoney is a personal finance tool for use on your mobile phone. By using this tool, we hope you can better manage your wealth. We focus on: 1.Ease of use: keep it intuitive to operate 2.Powerful:daily accounting, managing categories, or even drawing detail reports, AndroMoney can easily manage it. If you have any problems about how to use it or ideas about how to improve it, feel free to email us. We appreciate your feedback! features - Multiple accounts and currency support account balance & account transfer - Cloud Storage (Dropbox , GDdrive) - Any currency with downloadable rates - Number pad with calculation - Hierarchical categories with custom attributes - Simple/ Detail / Custom Budgets - Trend, Pie and Bar charts for Expense and Cash Flow - Password Protection - Overview your expense and income summary - Back up data to Excel/ Mac Number Manage your expense and money easily ! If you have problem please e-mail to us! service@andromoney.com Thank you!

About

Pennyworth

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

Highlights
  • Fast, intuitive expense tracking
  • Multiple financial books
  • iCloud sync and sharing
  • Smart tags for analysis
  • Advanced reports and charts
  • All-in-one asset management
  • Stock portfolio tracking
Features
Read full description

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Screenshots

AndroMoney4 screens
Pennyworth4 screens

Verdict

The call

The clearest difference is price: Pennyworth at Free against AndroMoney's $1.99. Pennyworth also leads on update cadence (every 5 days vs monthly) and review sentiment (92% vs 70%). AndroMoney's advantage is in-app purchases (none vs 3) and ads (none vs shown). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Pennyworth is free to download; AndroMoney costs $1.99 up front. Pennyworth sells 3 one-off in-app purchases. AndroMoney asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pennyworth holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 130, so its average is the more settled of the two. Written reviews point the same way: 70% of AndroMoney's written reviews are positive against 92% of Pennyworth's.

UpkeepUpdate frequency

AndroMoney ships an update monthly, Pennyworth every 5 days. Both last shipped on October 26, 2026.

Scorecard10 real differences · 1 level
AndroMoney versus Pennyworth: the parameters behind the verdict, then further details
ParameterAndroMoneyPennyworth
Price$1.99Free — better
Rating4.5 (130 ratings)4.8 (1.3K ratings) — better
Positive reviews70.4% of reviews92.0% of reviews — better
Number of ratings1301.3K — better
Update frequencyMonthlyEvery 5 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Best chart rank#92 — better—
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS13.0 — better15.0
Further details — not scored
Size66 MB65 MB
Age rating4+4+
Developerlee fadoJack Xuan

Customer experience

AndroMoney

All ratings129 ratings
Positive89.9%
Neutral3.1%
Negative7.0%
Written reviews415 reviews
Positive70.4%
Neutral10.8%
Negative18.8%

Pennyworth

All ratings1,296 ratings
Positive96.8%
Neutral1.9%
Negative1.3%
Written reviews373 reviews
Positive92.0%
Neutral4.6%
Negative3.5%

Bugs and requests

AndroMoney

Not enough reviews yet to summarise bugs or requests.

Pennyworth

Reported bugs

3 issues
  • Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
  • Inability to add account balances
  • Disappearance of user data after app updates

Requested features

6 requests
  • Add custom repeat option for recurring payments
  • Implement a 'Are you sure?' prompt before deleting transactions
  • Improve image quality and restoration for uploaded receipts
  • Introduce a 'Paid' mark for scheduled transactions
  • Expand budgeting features with more granular controls
Show 1 more
  • Add support for more bank/financial institution icons

In-app purchases

None

AndroMoney

No in-app purchases

3 purchases

Pennyworth

One-time3
  • cloud book - sync and share$2.99
  • Stock Management$2.99
  • remove ads$3.99

Questions

Is AndroMoney free?
AndroMoney costs $1.99, with no in-app purchases.
Is Pennyworth free?
Pennyworth is free to download, with in-app purchases available.
Which has better reviews, AndroMoney or Pennyworth?
Pennyworth is rated higher. AndroMoney averages 4.5 out of 5 from 130 ratings, while Pennyworth averages 4.8 from 1.3K ratings.
Do AndroMoney or Pennyworth have ads?
Pennyworth shows ads; AndroMoney does not.
Which is updated more often, AndroMoney or Pennyworth?
AndroMoney ships an update monthly, and Pennyworth every 5 days. Most recently, AndroMoney was updated on October 26, 2026 and Pennyworth on October 26, 2026.

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