Savings Tracker vs Split Bills with Roommate

Simply put: Vesper helps you know, see, and decide your finances. Vesper brings your savings record and your next decision together. Record money you set aside or use, follow your progress, and make a plan for an emergency fund, a trip or a purchase that matters to you. Start with the free savings tracker. Add the optional Expansion Pack when you want more planning tools. YOUR EVERYDAY SAVINGS, IN ONE CLEAR PLACE • Record money saved and money used, with dates and notes. • See your recorded balance, recent saving rates and history. • Edit an entry, search your notes or undo a change. • Set a daily reminder to record your savings. • Explore how contributions and an assumed interest rate could grow over time. GO FURTHER WITH THE EXPANSION PACK The following features require the optional one-time in-app purchase: Protect your savings information Require Face ID, Touch ID or your device passcode to reopen Vesper. Hide amounts in the app switcher, widget and saving reminders while protection is on. Adjust when life changes Need to pause saving? Say or type the change in English, check the details, and compare two options: save a different amount to keep your deadline, or keep your usual amount and finish later. See what a purchase would change Before spending from your recorded savings, compare buying with waiting. See how many extra contributions you would need and how your goal date would change. Turn payment deadlines into saving dates Use a school notice, invoice or payment schedule. Check the amounts and due dates, then calculate what to set aside before each payment. Compare the full cost of an offer Check monthly prices, fees and introductory periods. Compare the costs you entered over 6, 12 or 24 months before deciding whether to switch. Make a plan you can follow Set a target and deadline, calculate a monthly saving amount, compare contribution plans, and set weekly or monthly saving reminders. Keep useful records Preview and import a CSV, export your savings to a spreadsheet, share monthly PDF reports, save backup files and recover missing entries. Add a Home Screen widget for a quick view of your recorded savings. YOUR MONEY STAYS UNDER YOUR CONTROL Vesper records and calculates; it does not connect to your bank, move money or mark bills as paid. No Vesper account is required. Vesper stores your savings records on your device. You choose when to export or share them. iCloud sync is not included. Optional product analytics are off by default. Savings amounts, notes and files are not sent in analytics. Projections depend on the information and assumptions you enter; they are not guaranteed returns or financial advice. Begin with the money you have already set aside. Make your next saving decision clearer. Terms of Service: https://www.myworkingmemory.ai/vesper-terms.html Privacy Policy: https://www.myworkingmemory.ai/vesper-privacy.html

SplitBills keeps your shared household costs fair and simple. FEATURES • Create a household and invite roommates with a short code • Add bills with category, date, receipt photo and who paid • Split equally, by percentage, fixed amounts or weights • Recurring bills for rent, electricity, internet and more • Clear balances and suggested payments to settle up with as few transfers as possible • Record payments made outside the app • Reminders for bills due tomorrow • Reports with charts plus CSV and PDF export • Optional Face ID app lock PRIVACY No own server, no ads, no analytics. Your household data lives in Apple’s iCloud and is shared only with your household. SplitBills never moves money. Available in English, German and Persian (Farsi).