TipChip vs CalcOwlator

Split any check in about a minute — no math, no group chat, no awkward reminders. SCAN, DON'T TYPE Point your camera at the receipt. TipChip reads the items, prices, tax, and tip right on your phone — nothing is uploaded anywhere to do it. Bad angle or a blurry shot? Fix any line with two taps before you move on. EVERYONE PICKS THEIR OWN TIP This is the one thing every other bill-splitting app gets wrong: they force the whole table onto a single tip percentage. TipChip doesn't. One person tips 22%, another tips 18%, and nobody has to explain why in the group chat. Quick presets (18/20/22%) or a custom amount, per person, every time. ASSIGN ITEMS IN SECONDS One page per person: tap what they had, then move on to the next. Shared appetizer? Everyone who had a bite taps it on their own page, and TipChip splits that line evenly among just them. SETTLE UP, YOUR WAY When everyone's done, TipChip shows exactly who owes what — broken down by items, tax, and their own tip. Copy any person's share, or share it straight to whatever app you already pay each other with. Or send a clean summary card as an image. TIPCHIP NEVER TOUCHES YOUR MONEY No account to create, no balance to hold, no fees. TipChip works out the split; sending it is yours to do, in the app you already use — your card and bank details never pass through TipChip at all. WORKS OFFLINE The camera, the math, and the split all happen on your phone. No signal at the table? No problem — TipChip only needs a connection when you're ready to share. PAST CHECKS Every settled check is saved automatically so you can look back at what a night out actually cost — no extra "save" button, no extra step. TipChip is built for the moment the check hits the table: fast enough that nobody's phone is out for more than a minute, and fair enough that nobody's stuck footing someone else's tip.

CalcOwlator is a calculator that keeps its work. Write a list, give each line an amount, and the totals keep themselves right: section by section, month after month. TYPE IT LIKE A NOTE • "rent 1400", "3 coffees 5", "salary 4.2k". Each line becomes a row as you type. • Paste a whole list from Notes or a chat in one go. • Sections and section totals with a colon or an equals sign. SCAN INSTEAD OF TYPING • Point your camera at a receipt: the store, the date and every item come in, checked against the printed total. • With Pro, items are sorted into your sections as separate rows, and CalcOwlator learns where you put things. • Scan a bill to set its amount and due date, so you're reminded before it's due. • Barcodes remember their name and price after the first scan. Payment QR codes fill in who you paid. • Everything is read on your iPhone. Nothing is uploaded. TOTALS YOU CAN TRUST • Tap a total to see exactly how it was worked out. • Use one row in another: "Left over" is income minus bills, and stays right when either changes. • Exact decimal maths, so 1,977.075 rounds the way it should. BUDGETS THAT CARRY ON • Start next month from the list's menu, with what's left carried over. • Spending limits per section, due days with reminders, and ticks that mean paid, in the basket or done. • 14 templates: monthly and twice-a-month budgets, bills and subscriptions, groceries, a weekly allowance, a small shop, events, trips, savings goals, instalments and card payoff. Sample amounts follow your currency. • Linked templates where lists feed each other, like a budget that saves for a goal, or money sent home that lands in the family's budget. • A guide with a how-to for each task, and a list to try it on. YOUR ACCOUNTS, IN THE SAME PLACE • Cash, banks, e-wallets, credit cards and pay later, with bank lists for North America, the UK, Australia, Asia, the Middle East and the Philippines. • Say which account each row comes out of; balances follow what you tick. • Credit card statements, what's left to pay by the due date, and a reminder with a Mark paid button. AT A GLANCE • Widgets for your budget's total, what's due soon and how far a goal has come. • Export a list as a PDF, a picture for a chat, or a spreadsheet (CSV). • Face ID lock, and amounts hidden in the app switcher and widgets while it's on. CALCOWLATOR PRO Free includes 5 lists and nearly everything above. Pro adds unlimited lists and links between them, iCloud sync across your devices, the dashboard and month-by-month history, receipts split into separate rows, accounts in other currencies, and live account balances in your formulas. Pro is a monthly or yearly subscription (the yearly plan starts with a free week) or a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period, in Settings › Apple Account › Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: CalcOwlator collects no data. Your lists stay on your iPhone, and in your own iCloud if you turn on sync.