Subscriptions Tracker vs LoanCue

SubEye tells you what your subscriptions cost — all of them, together, before the money leaves your account. You type in what you pay. SubEye keeps the whole schedule: what it costs now, what it becomes when the discount ends, and the exact day it renews. WHAT YOU GET • One number that matters — what is still going to leave your account this month, and how much of the month is left to pay it. • Next month's forecast, six months of trend, and your most expensive subscription. • A price is a timeline, not a number. Free trial, intro price, the standard price it turns into, and any change you have scheduled — all on one line, months before it reaches your statement. • Pause indefinitely or until a date. Cancel at period end and keep what you already paid for, or cancel immediately. Change your mind and renew. • A reminder the day before a renewal, so nothing is a surprise. • Five currencies — UAH, USD, EUR, GBP, PLN — converted daily into the one you count in. • English and Ukrainian, and iCloud Sync when you want the same list on two devices. NO ACCOUNT. NO BANK. NO NETWORK. Most trackers ask for one of two things: the credentials to your bank, or permission to read your email. SubEye asks for neither. There is nothing to sign up for and nothing to sign in to — open the app and start typing. Your subscriptions stay on your phone. There is no server behind SubEye holding a copy, so there is nothing to breach and nothing to sell. Settings → Erase all data removes every subscription, reminder and setting from the device, for real. SUBEYE PRO — ONE PAYMENT The free app is not a trial and not a teaser. Unlimited subscriptions, the whole dashboard, every lifecycle action, renewal reminders, five currencies and iCloud Sync are free, and stay free. Pro is a single purchase that never renews. It adds: • Trial-ending alerts, and reminders at the time you choose • Pricing phases — trials, intro discounts and scheduled changes on one timeline • Categories, the category filter and the spend breakdown • Home Screen widgets Charging a monthly fee to watch your monthly fees would be absurd. Built by one person, in Ukraine.

LoanCue is a private loan, mortgage, and credit-card decision analyzer that helps you understand your options before committing. It goes beyond basic payment calculations by showing how each decision could affect your payoff date, total interest, and monthly cash flow. ANALYZE ALL YOUR DEBTS • Mortgages, auto loans, personal loans, student loans, HELOCs, and credit cards • Payment and amortization schedules • Credit-card minimum payments, utilization, and promotional APR expiration • Extra monthly and lump-sum payment analysis • Payoff dates, time saved, and interest saved • Refinance, mortgage recast, and biweekly comparisons EXPLORE WHAT-IF SCENARIOS Use Scenario Lab to test extra payments, lump sums, interest rates, promotional offers, and investment returns with instant recalculation. Save promising scenarios and compare your choices side by side. MAKE CLEARER DECISIONS Plain-English verdict cards explain important tradeoffs without unnecessary finance jargon. Compare paying down debt with investing at an adjustable assumed return, explore refinancing, or determine whether a balance-transfer offer still saves money after fees and the promotional period ends. OPTIMIZE YOUR COMPLETE DEBT PICTURE View all your debts together and see how an extra monthly amount could be allocated using the debt-avalanche method. LoanCue accounts for promotional credit-card rates and shows the potential interest and payoff-time impact. UNDERSTAND CREDIT-CARD PAYOFFS Model your planned payment, issuer minimum-payment formula, regular APR, promotional APR, expiration date, credit limit, and balance-transfer fees. See how paying more than the minimum may reduce interest and shorten your payoff timeline. PRIVATE BY DESIGN Calculations happen on your device. LoanCue has no advertising SDK, analytics SDK, account server, or AI service. Your records are stored locally and can synchronize through your private iCloud database when available. LoanCue provides educational estimates only and does not provide financial, investment, tax, or legal advice. Credit-card issuers and lenders may use different interest, fee, rounding, and payment-allocation rules. Verify all terms and payoff figures before acting.