LoanCue
Smarter Loan Payoff Decisions
About
Analyze and compare various loan and credit card payoff strategies. Understand the impact of extra payments, refinancing, and promotional offers on your payoff date and total interest. Make informed financial decisions with clear, jargon-free insights.
What's New in LoanCue
1.0
September 7, 2026
Subscriptions & In-App Purchases
$9.99
LoanCue Pro Lifetime
Unlock all LoanCue decision tools and features forever.
Developer apps
FAQ
What types of debts can LoanCue analyze?
LoanCue can analyze mortgages, auto loans, personal loans, student loans, HELOCs, and credit cards. It provides detailed insights into payment schedules, interest, and payoff timelines for each.
How does LoanCue help with credit card payoff?
LoanCue models your planned payment, issuer minimum-payment formula, APRs, expiration dates, and balance-transfer fees. It shows how paying more than the minimum can reduce interest and shorten your payoff timeline.
Is LoanCue secure and private?
Yes, LoanCue is private by design. All calculations happen on your device, and it has no advertising SDK, analytics SDK, account server, or AI service. Your records are stored locally.
Can I compare different payoff scenarios with LoanCue?
Yes, LoanCue's Scenario Lab allows you to test extra payments, lump sums, interest rates, and investment returns with instant recalculation. You can save and compare promising scenarios side by side.
Does LoanCue provide financial advice?
LoanCue provides educational estimates only and does not offer financial, investment, tax, or legal advice. It is important to verify all terms and payoff figures with your lenders before acting.
What platforms is LoanCue available on?
LoanCue is available on iPhone and iPad. It is designed for Apple devices.
How often is LoanCue updated?
LoanCue was last updated on 2026-09-07 with version 1.0. Future updates will likely focus on enhancing features and ensuring compatibility.
What do users think of LoanCue?
LoanCue has a perfect rating of 5.0 stars from 2 ratings, indicating a very positive user sentiment. Users appreciate its analytical capabilities and clear insights.
