Moniy vs Topf

People decide in just a few seconds whether to download an app. Moniy helps you take control of your finances with a clean, fast, and powerful budgeting experience. Track every expense, plan your budget, monitor subscriptions, manage debt, build savings goals, and grow your net worth—all in one place. Features Track Every Expense Know exactly where your money goes. • Expense tracking • Income tracking • Multiple accounts • Categories & tags • Notes • Search & filters Budget Smarter Create budgets that actually help you save. • Monthly budgets • Category budgets • Spending progress • Budget insights • Budget rollover Subscription Tracker Never forget another renewal. • Subscription reminders • Upcoming payments • Monthly subscription overview • Annual subscription cost • Renewal calendar Savings Goals Turn your goals into reality. • Saving goals • Progress tracking • Target dates • Contribution history • Goal completion Asset & Net Worth Tracker See your complete financial picture. Track: • Cash • Bank accounts • Credit cards • Investments • Crypto • Assets Watch your net worth grow over time. Debt Tracker Stay on top of every debt. • Loans • Credit cards • Debt progress • Remaining balance • Payment history Bills & Recurring Transactions Stay organized. • Recurring income • Recurring expenses • Bill reminders • Upcoming payments Powerful Insights Understand your spending habits. • Spending trends • Monthly reports • Category breakdown • Cash flow • Financial overview Beautiful Widgets Keep your finances on your Home Screen. • Budget widget • Spending widget • Savings widget • Subscription widget • Net worth widget Designed for Everyday Life • Fast & simple • Beautiful design • Private by default • Powerful yet easy to use • Works offline Take control of your money today with Moniy and make smarter financial decisions every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicy-principle-93b.notion.site/Privacy-Policy-for-Moniy-3b3d0a8e58cb80b39605fac3b6819607?pvs=73

Topf is an expense tracker that doesn’t take time: say what you spent or type it in two taps, and your book lives on your phone. BY VOICE OR IN TWO TAPS Say “coffee three eighty and gym membership thirty euros every month” and Topf creates two entries: a one-time transaction and a monthly one. By hand it is just as quick: amount, category, done. You can start an entry from the Lock Screen, with the Action Button, from Control Center or through Siri; see the month’s total in a widget. ONE BOOK FOR THE WHOLE FAMILY Invite the people you share money with and keep one book together: shared accounts, shared categories, and everyone sees the others’ entries. WHERE THE MONEY WENT The whole month in one picture: where your money went, by category, and what is still left to pay before the month ends. BUDGETS Set an amount for a week, a month or a year — for groceries, for transport or for all your spending — and Topf shows how much you can still spend before the period ends and how much that comes to per day, counting the payments still to come. Your budgets are on the main screen, and widgets put them on your Home Screen and Lock Screen. SUBSCRIPTIONS AND BILLS Subscriptions and regular payments don’t get lost: Topf shows you ahead of time what is due and when. YOUR BOOK IS YOURS A complete copy of your book is on the device: add entries and browse your history with no connection. Voice input requires a connection. No ads, no trackers, no selling your data; deleting your account deletes your data. You can start without signing up. TOPF PLUS Topf is free. Plus lifts the limits on accounts, recurring transactions, budgets and voice input, opens analytics and budget history for any period, and lets you invite others into your shared book. Monthly or yearly subscription, or a one-time purchase with lifetime access; prices are in the app. Subscriptions can be shared with your family through Apple Family Sharing at no extra cost. Privacy policy: https://topfapp.com/privacy/ Terms of use: https://topfapp.com/terms/