Subdeck vs AI Money Compass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subdeck
Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.
- Track subscriptions, prices, and renewal dates
- Renewal and payment reminders
- Free trial ending notifications
- Subscription spending insights
- Multi-currency support
- Custom subscriptions and categories
- iCloud sync
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Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
AI Money Compass
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AI Money Compass turns everyday spending into a clear picture of your money. LOG SPENDING IN SECONDS Type it, snap a receipt, or say it out loud. The app reads the amount, date and merchant for you and files it under the right category. BUDGETS THAT STAY HONEST Set one monthly limit, or a budget per category. See at a glance what's left, how fast you're spending, and whether you'll finish the month over or under. NEVER MISS A BILL Recurring charges and instalments are detected from your own transactions. See what's due next, what it costs you every month, and which subscriptions you've stopped using. SEE WHERE IT ACTUALLY GOES Spending by category, by merchant, by account — over the last week, month, quarter or year. ON YOUR HOME SCREEN Widgets for your budget, your net worth, and the bills coming up — plus a quick-add widget that drops you straight into logging a spend. PRIVATE BY DEFAULT Unlock with Face ID. Your password is stored in the iPhone Keychain, never sent anywhere without a successful scan. We never sell your data — not to advertisers, not to anyone. Export everything or delete your account whenever you want. REMINDERS THAT HELP A nightly nudge to check in, a heads-up before a bill lands, and a warning when a category is close to its limit.
Screenshots
Verdict
The clearest difference is in-app purchases: AI Money Compass at none against Subdeck's 5. AI Money Compass also leads on iOS requirement (15.0 vs 17.0). Subdeck's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subdeck sells 5 in-app purchases, starting at $1.99 per month. AI Money Compass asks for nothing beyond the download.
Subdeck ships an update weekly, AI Money Compass every 4 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.
| Parameter | Subdeck | AI Money Compass |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | — |
| Positive reviews | 91.7% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | 启虎 王 | Chatdaddy |
In-app purchases
Subdeck
- Pro Monthly$1.991 Month
- Pro Yearly$6.991 Year
- Pro Lifetime Promo$9.99
- Pro Lifetime Special$12.99
- Pro Lifetime$14.99
AI Money Compass
No in-app purchases









