Tael vs surf

Every tap, already logged. Pay with Apple Pay and the charge is in Tael before your phone is back in your pocket. The merchant, the amount, the card. You did not open the app. In Hong Kong that includes Octopus — the MTR, the 7-Eleven counter, the ferry. No bank login. No account. No setup evening. Two minutes once, then it runs without you. For money Tael cannot see — cash, a market stall, a transfer — one press of the Action button, Siri or a widget logs it. YOU TEACH IT ONCE, IT STOPS ASKING Label a shop one time and a rule is written. Every later charge from it files itself. Rules are rules, not guesses. You can read every one in plain language, and nothing runs until you say yes. You could do all this in a spreadsheet. People do, for about three weeks. This is the version that survives a busy fortnight. IT TRACKS WHAT YOU ACTUALLY THINK ABOUT Not Shopping. Not Miscellaneous. The Japan trip. The kitchen renovation. Sundays with your dad. How good it felt. One purchase can belong to several at once — that supermarket run was part groceries, part the dinner party, part the trip — so you never have to pick. SO YOU CAN FINALLY ANSWER - What the whole trip cost, flights to the 1am souvenir - Whether this client is worth it, once the lunches and the software are in - What the hobby actually costs over a year, and whether you'd miss it - Which purchases you're still glad about Not after a weekend of reconciling. On a Tuesday, in four seconds. NOBODY SEES THIS BUT YOU Your transactions, merchants, amounts, cards, notes and rules never leave your iPhone. No server holds your ledger and no cloud model reads it. Backup goes to your own iCloud, and only if you turn it on. Tael fetches exchange rates and sends anonymous usage counts — never an amount, a merchant or a card. Which is why you'll actually record that the dinner was a 3 out of 10, or that you're still annoyed about the jacket. That's the honest version, and it's the one worth having. WHAT'S IN IT - Automatic logging from Apple Pay, and Octopus in Hong Kong - Quick logs from the Action button, Siri, widgets and Shortcuts - Rules suggested from your corrections, or written by you - Dimensions: your own lenses, as many as a purchase needs - Budgets, splits, and repeats that log themselves - Pay in yen, log in yen: 159 currencies, one ledger - Export to Excel, CSV, or Markdown written for an AI assistant - App lock, privacy screen, optional iCloud backup - Works offline, always WHO IT'S FOR People who tap to pay many times a day and want to know where the money went without doing bookkeeping. Not for people who want an app to drain a bank feed and budget for them with no involvement. Tael asks a little of you early on, and gives a lot back later. Tael is free, with no ads. Tael Pro is one payment, for life — there is no subscription. See the app for what it unlocks. Requires iPhone, iOS 18.4 or later. Automatic logging depends on Apple Wallet and Shortcuts. Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Tael Terms of Use: https://usetael.com/terms Privacy Policy: https://usetael.com/privacy

surf brings every streaming subscription you pay for into one place, so you can finally see what you are spending and easily pause or cancel the services nobody is watching. FIX THE PROBLEM TV used to be cheap and relaxing. Now it's neither. Somewhere along the way, watching TV got expensive and exhausting. Five subscriptions. Prices that go up every year. Ads on a plan that you already pay for. The show you were halfway through turns out to be on a service you cancelled, and the one you are paying for right now... nobody has opened it since last Spring. SEE ALL YOUR STREAMING EXPENSES IN ONE VIEW Every service you subscribe to, with the plan and the price, side by side. No spreadsheet, no guessing, no logging into six different websites to piece it together. Most people are genuinely surprised by what their streaming actually costs. FIND WHAT SERVICES AREN'T USED surf shows you the services that nobody in your household has opened in a while. For most people this is the moment they realize they have been wasting money on something since last season. PAUSE OR CANCEL IN ONE TAP When you decide a service can go, one click in surf is all it takes. No retention offers. No four screens of 'Are you sure?' No dark pattern designed to wear you down until you give up and keep paying. You confirm every action. surf never pauses, cancels, or changes a subscription on its own. RESTORE A SERVICE JUST AS FAST Pausing and canceling does not mean 'losing.' Streaming services keep your profiles, your watchlists and your history right where you left them, and surf makes turning something back on as quick as turning it off. Watch a show, then pause again until the next season. Or take advantage of a service's free trial, and then cancel in one tap before you get billed. Pay for only what you are watching, when you are watching it. FIND SOMETHING TO WATCH The other tax on streaming is time. Twenty minutes of scrolling only to give up and rewatch something from the archives. surf gives you recommendations across the services you currently pay for, so you are choosing from what's already available. And surf doesn't recommend content because a company is paying us to, only the content that's right for you. Or just tell surf what you're in the mood for and surf will set you up. HOW LINKING A SERVICE WORKS To read your plan and your price, surf asks you to sign in to a service. You do that on the provider's own sign-in page, loaded inside the app. surf never sees your password, never fills the form for you, and never stores it. Any two-factor authentication is between you and the provider, exactly the same way you log into that provider's own app. YOUR DATA, YOUR CALL You can delete your surf account from inside the app at any time. Doing that removes all stored session material for every service you linked. surf contains no advertising, no tracking identifier, and no third-party analytics. We are on your side. You are the customer here, not the product.