Budget Flow | Expense Tracker vs Tael

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Every tap, already logged. Pay with Apple Pay and the charge is in Tael before your phone is back in your pocket. The merchant, the amount, the card. You did not open the app. In Hong Kong that includes Octopus — the MTR, the 7-Eleven counter, the ferry. No bank login. No account. No setup evening. Two minutes once, then it runs without you. For money Tael cannot see — cash, a market stall, a transfer — one press of the Action button, Siri or a widget logs it. YOU TEACH IT ONCE, IT STOPS ASKING Label a shop one time and a rule is written. Every later charge from it files itself. Rules are rules, not guesses. You can read every one in plain language, and nothing runs until you say yes. You could do all this in a spreadsheet. People do, for about three weeks. This is the version that survives a busy fortnight. IT TRACKS WHAT YOU ACTUALLY THINK ABOUT Not Shopping. Not Miscellaneous. The Japan trip. The kitchen renovation. Sundays with your dad. How good it felt. One purchase can belong to several at once — that supermarket run was part groceries, part the dinner party, part the trip — so you never have to pick. SO YOU CAN FINALLY ANSWER - What the whole trip cost, flights to the 1am souvenir - Whether this client is worth it, once the lunches and the software are in - What the hobby actually costs over a year, and whether you'd miss it - Which purchases you're still glad about Not after a weekend of reconciling. On a Tuesday, in four seconds. NOBODY SEES THIS BUT YOU Your transactions, merchants, amounts, cards, notes and rules never leave your iPhone. No server holds your ledger and no cloud model reads it. Backup goes to your own iCloud, and only if you turn it on. Tael fetches exchange rates and sends anonymous usage counts — never an amount, a merchant or a card. Which is why you'll actually record that the dinner was a 3 out of 10, or that you're still annoyed about the jacket. That's the honest version, and it's the one worth having. WHAT'S IN IT - Automatic logging from Apple Pay, and Octopus in Hong Kong - Quick logs from the Action button, Siri, widgets and Shortcuts - Rules suggested from your corrections, or written by you - Dimensions: your own lenses, as many as a purchase needs - Budgets, splits, and repeats that log themselves - Pay in yen, log in yen: 159 currencies, one ledger - Export to Excel, CSV, or Markdown written for an AI assistant - App lock, privacy screen, optional iCloud backup - Works offline, always WHO IT'S FOR People who tap to pay many times a day and want to know where the money went without doing bookkeeping. Not for people who want an app to drain a bank feed and budget for them with no involvement. Tael asks a little of you early on, and gives a lot back later. Tael is free, with no ads. Tael Pro is one payment, for life — there is no subscription. See the app for what it unlocks. Requires iPhone, iOS 18.4 or later. Automatic logging depends on Apple Wallet and Shortcuts. Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Tael Terms of Use: https://usetael.com/terms Privacy Policy: https://usetael.com/privacy