Lefto vs ShiftPay

Lefto is a simple payday-based budgeting app built around one question: how much can I safely spend? Instead of complicated budgets and endless categories, Lefto helps you understand what your money actually looks like between paydays. Set your payday, add your income and upcoming bills, and Lefto calculates a safe amount you can spend today and this week. KNOW WHAT'S SAFE TO SPEND See a clear daily and weekly spending amount based on your available money, upcoming plans and time until payday. CHECK BEFORE YOU BUY Thinking about buying something? Enter the amount into “Can I buy this?” and see how the purchase would affect your spending room before you commit. PLAN AHEAD Add rent, bills, subscriptions and other upcoming payments. Lefto helps protect money for planned expenses so it isn't mistaken for money that's free to spend. UNDERSTAND YOUR SPENDING Track expenses and income, see spending by category and follow your progress throughout each payday cycle. LEARN FROM EVERY PAYDAY Payday history and insights help you understand how your spending changes from one cycle to the next. Lefto is designed to make everyday money decisions simpler — without turning budgeting into another job. Know your money. Keep your freedom.

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support