Vantiv vs Privacy.com
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vantiv
Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.
- Accept mobile payments
- Process U.S. issued credit, debit, prepaid cards
- Secure card swiping
- Point of service processing
- Convenient customer checkout
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Be ready to accept mobile payments anywhere, anytime. Vantiv Mobile Accept is a simple-to-use, powerful mobile payment app that allows merchants to quickly and securely swipe any U.S. issued credit, debit or prepaid card for processing on a smartphone. Use Vantiv Mobile Accept in your store for convenient customer checkout. Or, use your smartphone to enable immediate payment processing at the point of service. Vantiv Mobile Accept is perfect for small and medium-size businesses that accept cash transactions and checks or submit invoices after services are completed. Visit www.vantiv.com for more information to begin accepting payments anytime, from anywhere.
Privacy.com
Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.
- Create virtual payment cards
- Merchant-locked cards
- One-time-use cards
- Customizable spending limits
- Real-time transaction monitoring
- Pause/unpause/close cards
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Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.
Screenshots
Verdict
The clearest difference is rating: Privacy.com at 4.5 against Vantiv's 1.0. Privacy.com also leads on review sentiment (39% vs 0%) and ratings volume (7.2K vs 2). Vantiv's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (7.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Privacy.com holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Privacy.com has 7.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 39% of Privacy.com's.
Vantiv ships an update every 4 months, Privacy.com every 4 weeks. The most recent releases landed on October 1, 2026 and October 16, 2026 respectively.
| Parameter | Vantiv | Privacy.com |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 4.5 (7.2K ratings) — better |
| Positive reviews | 0.0% of reviews | 39.0% of reviews — better |
| Number of ratings | 2 | 7.2K — better |
| Update frequency | Every 4 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 7.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 15 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | VANTIV, LLC | Pay With Privacy, Inc. |
Customer experience
Vantiv
Privacy.com
Bugs and requests
Vantiv
Not enough reviews yet to summarise bugs or requests.
Privacy.com
Reported bugs
5 issues- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards
Requested features
6 requests- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support
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- Browser extension
In-app purchases
Vantiv
No in-app purchases
Privacy.com
No in-app purchases









